Oakley, ID—83346
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oakley, ID
As of Oct '25, the median home price in Oakley, ID is $347,000, with a year-over-year change of 6.8%. This indicates that home prices in Oakley, ID are increasing. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $347,000 | 6.8% |
| Single Family | $347,000 | 7.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $320,000 | 6.7% |
4 Bed | $367,000 | 7.6% |
| 5 Bed | $491,000 | 4.9% |
% of Housing Stock
Rental Trends — Oakley, ID
Oakley, ID lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oakley, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Oakley, ID is 48. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $550,000 | 48.0% |
Listing Count | 6 | 23.0% |
| Listings as % of Homes | 0.6% | 23.0% |
Days on Market | 48 | -22.0% |
Demographics — Oakley, ID
As of the latest ACS Survey released in 2023, Oakley, ID has a population of 1,350, which has decreased by -33.8% over the past 5 years. Oakley, ID is a popular place for families, as children make up 31.4% of the population. The area has a poorly educated workforce, with 23.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,350 | -33.8% |
% Under 18 | 31.4% | -23.6% |
% Seniors | 11.3% | 4.6% |
% WFH | 13.9% | 67.5% |
% w/ College Degree | 23.5% | 30.6% |
As of the latest ACS Survey released in 2023, Oakley, ID is a predominantly white area, with 83.0% of the population identifying as white. The white population has grown by 19.8% in the last 5 years. The second most common race or ethnicity in Oakley, ID is hispanic, making up 15.8% of the population. Foreign-born residents account for 8.6% of the population in Oakley, ID, and this percentage has decreased by 30.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.0% | 19.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 15.8% | -30.1% |
% Asian | 0.6% | ∞% |
% Foreign Born | 8.6% | -30.6% |
Mortgage and Risk — Oakley, ID
According to HUD data as of 2023, there were 40 mortgage originations in Oakley, ID, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Oakley, ID. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 40 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Oakley, ID
Oakley, ID lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Oakley, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $347,000 |
| Median Household Income | $80,800 |