Garden Valley, ID—83622
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Garden Valley, ID
As of Oct '25, the median home price in Garden Valley, ID is $539,000, with a year-over-year change of -1.2%. This indicates that home prices in Garden Valley, ID are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $539,000 | -1.2% |
| Single Family | $540,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $391,000 | -1.3% |
2 Bed | $463,000 | -1.1% |
3 Bed | $613,000 | 0.7% |
4 Bed | $765,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Garden Valley, ID
As of July '25, Rentcast reports the average rent in Garden Valley, ID is $2,750, with a year-over-year rent change of -21.4%. Per bedroom, the median rent as of July '25 in Garden Valley, ID is 3-bedrooms: $2,750. The most common rental property sizes in Garden Valley, ID are 2-bedroom and studio, accounting for 49.2% and 16.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $2,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,750 | $2,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Garden Valley, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Garden Valley, ID is 83. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $711,000 | 7.0% |
Listing Count | 58 | 1.0% |
| Listings as % of Homes | 1.4% | 1.0% |
Days on Market | 83 | -12.0% |
Demographics — Garden Valley, ID
As of the latest ACS Survey released in 2023, Garden Valley, ID has a population of 2,130, which has decreased by -5.6% over the past 5 years. Garden Valley, ID is a less popular place for families, as children make up 13.0% of the population. The area has a moderately educated workforce, with 32.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,130 | -5.6% |
% Under 18 | 13.0% | -46.7% |
% Seniors | 35.1% | 45.6% |
% WFH | 16.1% | -4.7% |
% w/ College Degree | 32.4% | 13.3% |
As of the latest ACS Survey released in 2023, Garden Valley, ID is a predominantly white area, with 91.4% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Garden Valley, ID is hispanic, making up 2.6% of the population. Foreign-born residents account for 4.1% of the population in Garden Valley, ID, and this percentage has increased by 70.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.4% | 2.0% |
% Black | 0.7% | 0.0% |
% Hispanic | 2.6% | -60.6% |
% Asian | 0.7% | 75.0% |
% Foreign Born | 4.1% | 70.8% |
Mortgage and Risk — Garden Valley, ID
According to HUD data as of 2023, there were 105 mortgage originations in Garden Valley, ID, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Garden Valley, ID. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 30.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Garden Valley, ID
Garden Valley, ID lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,030 |
| 2 Bedroom | N/A | N/A | $1,250 |
| 3 Bedroom | -$980 | $2,750 | $1,770 |
| 4 Bedroom | N/A | N/A | $2,070 |
Affordability — Garden Valley, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.9 |
| Median Home Price | $539,000 |
| Median Household Income | $75,500 |