Nampa, ID—83686
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nampa, ID
As of Oct '25, the median home price in Nampa, ID is $423,000, with a year-over-year change of -0.7%. This indicates that home prices in Nampa, ID are flat. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $423,000 | -0.7% |
| Single Family | $423,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $282,000 | -1.7% |
2 Bed | $296,000 | -3.0% |
3 Bed | $394,000 | -1.0% |
4 Bed | $470,000 | 0.2% |
| 5 Bed | $587,000 | 1.4% |
% of Housing Stock
Rental Trends — Nampa, ID
As of July '25, Rentcast reports the average rent in Nampa, ID is $1,680, with a year-over-year rent change of 4.3%. Per bedroom, the median rent as of July '25 in Nampa, ID is 1-bedrooms: $1,070, 2-bedrooms: $1,340, 3-bedrooms: $1,920, 4-bedrooms: $2,460. The most common rental property sizes in Nampa, ID are 3-bedroom and 2-bedroom, accounting for 38.7% and 37.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,070 |
| 2 Bed Rent | $1,350 | $1,340 |
| 3 Bed Rent | $1,850 | $1,920 |
| 4 Bed Rent | $2,350 | $2,460 |
% of Rental Stock
Property Listings — Nampa, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Nampa, ID is 53. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $554,000 | 6.0% |
Listing Count | 291 | -7.0% |
| Listings as % of Homes | 1.5% | -7.0% |
Days on Market | 53 | -6.0% |
Demographics — Nampa, ID
As of the latest ACS Survey released in 2023, Nampa, ID has a population of 59,500, which has increased by 25.0% over the past 5 years. Nampa, ID is a popular place for families, as children make up 26.3% of the population. The area has a moderately educated workforce, with 27.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 59,500 | 25.0% |
% Under 18 | 26.3% | -1.9% |
% Seniors | 16.1% | 6.6% |
% WFH | 12.8% | 85.5% |
% w/ College Degree | 27.5% | 16.5% |
As of the latest ACS Survey released in 2023, Nampa, ID is a predominantly white area, with 73.2% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Nampa, ID is hispanic, making up 20.7% of the population. Foreign-born residents account for 5.6% of the population in Nampa, ID, and this percentage has decreased by 6.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.2% | -6.6% |
% Black | 0.7% | 16.7% |
% Hispanic | 20.7% | 23.2% |
% Asian | 0.4% | -60.0% |
% Foreign Born | 5.6% | -6.7% |
Mortgage and Risk — Nampa, ID
According to HUD data as of 2023, there were 1363 mortgage originations in Nampa, ID, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Nampa, ID. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,363 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Nampa, ID
As of 2024, the percent of homes in Nampa, ID under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Nampa, ID, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 225 |
Total Units Section 8 | 225 |
% Rentals under Section 8 | 5.0% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $1,100 | $1,450 |
| 2 Bedroom | $390 | $1,350 | $1,740 |
| 3 Bedroom | $590 | $1,850 | $2,440 |
| 4 Bedroom | $570 | $2,350 | $2,920 |
Affordability — Nampa, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $423,000 |
| Median Household Income | $83,700 |