Oldtown, ID83822

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$481,000
2.3% YoY Growth
Median Household Income
$52,000
44.8% 5-Year Growth
Days on Market
111
2.0% Shorter than last year
Home Price Forecast
3.1%
Median Rent
$1,000
33.3% YoY Growth
1-Bed Rent
$1,000
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Oldtown, ID

As of Oct '25, Realtor.com reports that the median days on market for a home in Oldtown, ID is 111. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$510,000-13.0%
Listing Count
3560.0%
Listings as % of Homes1.4%60.0%
Days on Market
111-2.0%
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Demographics — Oldtown, ID

As of the latest ACS Survey released in 2023, Oldtown, ID has a population of 2,510, which has increased by 36.7% over the past 5 years. Oldtown, ID is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 7.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,51036.7%
% Under 18
23.9%41.4%
% Seniors
26.3%5.2%
% WFH
6.2%87.9%
% w/ College Degree
7.2%4.3%
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As of the latest ACS Survey released in 2023, Oldtown, ID is a predominantly white area, with 93.7% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Oldtown, ID is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.6% of the population in Oldtown, ID, and this percentage has increased by 6.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.7%2.9%
% Black
0.0%N/A
% Hispanic
1.8%38.5%
% Asian
0.5%-54.5%
% Foreign Born
1.6%6.7%
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Mortgage and Risk — Oldtown, ID

According to HUD data as of 2023, there were 80 mortgage originations in Oldtown, ID, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Oldtown, ID. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
80
% Conventional Loans
75.0%
% Government Loans
25.0%
% Investor Loans
1.0%
% Second Loans
6.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Oldtown, ID

Oldtown, ID lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
6
Total Units Section 8
6
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$250$1,000$750
2 BedroomN/AN/A$970
3 BedroomN/AN/A$1,360
4 BedroomN/AN/A$1,640

Affordability — Oldtown, ID

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9.2
Median Home Price$481,000
Median Household Income$52,000

Oldtown, ID — ZIP Code Boundary Map

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Frequently Asked Questions