Ogden, UT—84401
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ogden, UT
As of Oct '25, the median home price in Ogden, UT is $431,000, with a year-over-year change of 1.7%. This indicates that home prices in Ogden, UT are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $431,000 | 1.7% |
| Single Family | $446,000 | 2.1% |
| Condos | $385,000 | 2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $255,000 | 2.4% |
2 Bed | $328,000 | 1.9% |
3 Bed | $408,000 | 1.0% |
4 Bed | $493,000 | 2.9% |
| 5 Bed | $691,000 | 4.4% |
% of Housing Stock
Rental Trends — Ogden, UT
As of July '25, Rentcast reports the average rent in Ogden, UT is $1,560, with a year-over-year rent change of 1.3%. Per bedroom, the median rent as of July '25 in Ogden, UT is studios: $1,020, 1-bedrooms: $1,090, 2-bedrooms: $1,410, 3-bedrooms: $2,000, 4-bedrooms: $2,290. The most common rental property sizes in Ogden, UT are 2-bedroom and 1-bedroom, accounting for 40.7% and 25.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,470 | $1,560 |
| Studio Rent | $995 | $1,020 |
| 1 Bed Rent | $1,000 | $1,090 |
| 2 Bed Rent | $1,440 | $1,410 |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | $2,300 | $2,290 |
% of Rental Stock
Property Listings — Ogden, UT
As of Oct '25, Realtor.com reports that the median days on market for a home in Ogden, UT is 56. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $535,000 | 6.0% |
Listing Count | 256 | 9.0% |
| Listings as % of Homes | 1.2% | 9.0% |
Days on Market | 56 | 15.0% |
Demographics — Ogden, UT
As of the latest ACS Survey released in 2023, Ogden, UT has a population of 46,800, which has increased by 21.1% over the past 5 years. Ogden, UT is a popular place for families, as children make up 25.9% of the population. The area has a moderately educated workforce, with 26.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 46,800 | 21.1% |
% Under 18 | 25.9% | -5.8% |
% Seniors | 8.3% | -9.8% |
% WFH | 14.6% | 198.0% |
% w/ College Degree | 26.2% | 25.4% |
As of the latest ACS Survey released in 2023, Ogden, UT is a predominantly white area, with 67.9% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Ogden, UT is hispanic, making up 24.6% of the population. Foreign-born residents account for 7.0% of the population in Ogden, UT, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.9% | -2.2% |
% Black | 1.7% | 6.2% |
% Hispanic | 24.6% | 1.7% |
% Asian | 1.4% | 55.6% |
% Foreign Born | 7.0% | -25.5% |
Mortgage and Risk — Ogden, UT
According to HUD data as of 2023, there were 1413 mortgage originations in Ogden, UT, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Ogden, UT. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,413 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Ogden, UT
As of 2024, the percent of homes in Ogden, UT under the Section 8 program is 15.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ogden, UT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,201 |
Total Units Section 8 | 1,123 |
% Rentals under Section 8 | 15.4% |
% Occupied Section 8 | 87.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $1,000 | $1,150 |
| 2 Bedroom | -$20 | $1,440 | $1,420 |
| 3 Bedroom | -$100 | $2,000 | $1,900 |
| 4 Bedroom | $10 | $2,300 | $2,310 |
Affordability — Ogden, UT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $431,000 |
| Median Household Income | $77,300 |