Ogden, UT—84404
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ogden, UT
As of Oct '25, the median home price in Ogden, UT is $426,000, with a year-over-year change of 2.6%. This indicates that home prices in Ogden, UT are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $426,000 | 2.6% |
| Single Family | $437,000 | 2.8% |
| Condos | $301,000 | 1.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $252,000 | 1.6% |
2 Bed | $312,000 | 1.6% |
3 Bed | $408,000 | 2.5% |
4 Bed | $447,000 | 2.8% |
| 5 Bed | $609,000 | 4.5% |
% of Housing Stock
Rental Trends — Ogden, UT
As of July '25, Rentcast reports the average rent in Ogden, UT is $1,690, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Ogden, UT is studios: $645, 1-bedrooms: $1,000, 2-bedrooms: $1,380, 3-bedrooms: $1,810, 4-bedrooms: $2,260. The most common rental property sizes in Ogden, UT are 2-bedroom and 3-bedroom, accounting for 36.8% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,690 |
| Studio Rent | $595 | $645 |
| 1 Bed Rent | $1,050 | $1,000 |
| 2 Bed Rent | $1,300 | $1,380 |
| 3 Bed Rent | $1,800 | $1,810 |
| 4 Bed Rent | $2,250 | $2,260 |
% of Rental Stock
Property Listings — Ogden, UT
As of Oct '25, Realtor.com reports that the median days on market for a home in Ogden, UT is 54. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 47.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $442,000 | -7.0% |
Listing Count | 321 | 22.0% |
| Listings as % of Homes | 0.8% | 22.0% |
Days on Market | 54 | 26.0% |
Demographics — Ogden, UT
As of the latest ACS Survey released in 2023, Ogden, UT has a population of 65,900, which has increased by 4.7% over the past 5 years. Ogden, UT is a popular place for families, as children make up 28.0% of the population. The area has a poorly educated workforce, with 21.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 65,900 | 4.7% |
% Under 18 | 28.0% | -7.0% |
% Seniors | 11.8% | 15.7% |
% WFH | 12.1% | 181.4% |
% w/ College Degree | 21.7% | 29.9% |
As of the latest ACS Survey released in 2023, Ogden, UT is a predominantly white area, with 70.2% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Ogden, UT is hispanic, making up 23.7% of the population. Foreign-born residents account for 7.9% of the population in Ogden, UT, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.2% | -0.4% |
% Black | 0.6% | -25.0% |
% Hispanic | 23.7% | -7.8% |
% Asian | 1.2% | 50.0% |
% Foreign Born | 7.9% | -16.0% |
Mortgage and Risk — Ogden, UT
According to HUD data as of 2023, there were 1879 mortgage originations in Ogden, UT, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Ogden, UT. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,879 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ogden, UT
As of 2024, the percent of homes in Ogden, UT under the Section 8 program is 15.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Ogden, UT, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,060 |
Total Units Section 8 | 925 |
% Rentals under Section 8 | 15.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $1,050 | $1,080 |
| 2 Bedroom | $40 | $1,300 | $1,340 |
| 3 Bedroom | $0 | $1,800 | $1,800 |
| 4 Bedroom | -$70 | $2,250 | $2,180 |
Affordability — Ogden, UT
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $426,000 |
| Median Household Income | $81,900 |