Provo, UT84601

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$446,000
1.8% YoY Growth
Median Household Income
$64,800
34.5% 5-Year Growth
Days on Market
56
3.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$1,280
5.3% YoY Growth
1-Bed Rent
$1,150
3.6% YoY Growth
2-Bed Rent
$1,350
7.6% YoY Growth
3-Bed Rent
$1,750
4.0% YoY Growth

Other Zip Codes in Provo, UT

Property Listings — Provo, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in Provo, UT is 56. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 52.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$481,000-4.0%
Listing Count
8022.0%
Listings as % of Homes0.4%22.0%
Days on Market
563.0%
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Demographics — Provo, UT

As of the latest ACS Survey released in 2023, Provo, UT has a population of 32,900, which has decreased by -4.2% over the past 5 years. Provo, UT is a moderately popular place for families, as children make up 24.3% of the population. The area has a moderately educated workforce, with 33.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,900-4.2%
% Under 18
24.3%-18.2%
% Seniors
7.5%59.6%
% WFH
13.2%193.3%
% w/ College Degree
33.5%20.5%
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As of the latest ACS Survey released in 2023, Provo, UT is a predominantly white area, with 59.2% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Provo, UT is hispanic, making up 33.0% of the population. Foreign-born residents account for 18.6% of the population in Provo, UT, and this percentage has increased by 10.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
59.2%-5.3%
% Black
1.0%-28.6%
% Hispanic
33.0%11.9%
% Asian
2.0%53.8%
% Foreign Born
18.6%10.7%
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Mortgage and Risk — Provo, UT

According to HUD data as of 2023, there were 512 mortgage originations in Provo, UT, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Provo, UT. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
512
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Provo, UT

As of 2024, the percent of homes in Provo, UT under the Section 8 program is 9.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Provo, UT, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
731
Total Units Section 8
545
% Rentals under Section 8
9.0%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$100$1,150$1,050
2 Bedroom-$140$1,350$1,210
3 Bedroom-$50$1,750$1,700
4 Bedroom-$470$2,500$2,030

Affordability — Provo, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.6
Median Home Price$446,000
Median Household Income$64,800

Provo, UT — ZIP Code Boundary Map

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Frequently Asked Questions