Provo, UT84604

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$589,000
5.3% YoY Growth
Median Household Income
$74,500
34.8% 5-Year Growth
Days on Market
77
0.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,700
1.8% YoY Growth
1-Bed Rent
$605
30.9% YoY Growth
2-Bed Rent
$1,500
2.6% YoY Growth
3-Bed Rent
$1,800
2.3% YoY Growth

Other Zip Codes in Provo, UT

Property Listings — Provo, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in Provo, UT is 77. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$756,000-14.0%
Listing Count
106-1.0%
Listings as % of Homes0.6%-1.0%
Days on Market
770.0%
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Demographics — Provo, UT

As of the latest ACS Survey released in 2023, Provo, UT has a population of 43,700, which has decreased by -5.8% over the past 5 years. Provo, UT is a moderately popular place for families, as children make up 18.7% of the population. The area has a highly educated workforce, with 56.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,700-5.8%
% Under 18
18.7%-13.4%
% Seniors
9.6%0.0%
% WFH
15.1%179.6%
% w/ College Degree
56.1%3.1%
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As of the latest ACS Survey released in 2023, Provo, UT is a predominantly white area, with 79.3% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Provo, UT is hispanic, making up 10.8% of the population. Foreign-born residents account for 8.1% of the population in Provo, UT, and this percentage has increased by 11.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.3%-5.4%
% Black
1.0%100.0%
% Hispanic
10.8%25.6%
% Asian
2.4%-20.0%
% Foreign Born
8.1%11.0%
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Mortgage and Risk — Provo, UT

According to HUD data as of 2023, there were 422 mortgage originations in Provo, UT, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Provo, UT. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
422
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
4.0%
% Second Loans
2.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Provo, UT

As of 2024, the percent of homes in Provo, UT under the Section 8 program is 1.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Provo, UT, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
108
Total Units Section 8
88
% Rentals under Section 8
1.5%
% Occupied Section 8
97.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$555$605$1,160
2 Bedroom-$200$1,500$1,300
3 Bedroom$30$1,800$1,830
4 Bedroom$300$1,900$2,200

Affordability — Provo, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.3
Median Home Price$589,000
Median Household Income$74,500

Provo, UT — ZIP Code Boundary Map

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Frequently Asked Questions