San Tan Valley, AZ—85140
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in San Tan Valley, AZ
Home Price Trends — San Tan Valley, AZ
As of Oct '25, the median home price in San Tan Valley, AZ is $429,000, with a year-over-year change of -3.0%. This indicates that home prices in San Tan Valley, AZ are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $429,000 | -3.0% |
| Single Family | $429,000 | -2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $517,000 | -4.4% |
3 Bed | $383,000 | -3.0% |
4 Bed | $426,000 | -2.3% |
| 5 Bed | $501,000 | -2.0% |
% of Housing Stock
Rental Trends — San Tan Valley, AZ
As of July '25, Rentcast reports the average rent in San Tan Valley, AZ is $2,070, with a year-over-year rent change of -5.5%. Per bedroom, the median rent as of July '25 in San Tan Valley, AZ is studios: $1,100, 1-bedrooms: $1,550, 2-bedrooms: $2,420, 3-bedrooms: $2,000, 4-bedrooms: $2,160. The most common rental property sizes in San Tan Valley, AZ are 4-bedroom and 3-bedroom, accounting for 48.0% and 39.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,960 | $2,070 |
| Studio Rent | $1,100 | $1,100 |
| 1 Bed Rent | $1,520 | $1,550 |
| 2 Bed Rent | $2,060 | $2,420 |
| 3 Bed Rent | $1,950 | $2,000 |
| 4 Bed Rent | $2,100 | $2,160 |
% of Rental Stock
Property Listings — San Tan Valley, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in San Tan Valley, AZ is 52. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -1.0% |
Listing Count | 412 | 20.0% |
| Listings as % of Homes | 1.6% | 20.0% |
Days on Market | 52 | 1.0% |
Demographics — San Tan Valley, AZ
As of the latest ACS Survey released in 2023, San Tan Valley, AZ has a population of 51,100, which has increased by 9.1% over the past 5 years. San Tan Valley, AZ is a popular place for families, as children make up 29.4% of the population. The area has a moderately educated workforce, with 29.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 51,100 | 9.1% |
% Under 18 | 29.4% | -3.0% |
% Seniors | 14.6% | 32.7% |
% WFH | 16.7% | 215.1% |
% w/ College Degree | 29.9% | 26.2% |
As of the latest ACS Survey released in 2023, San Tan Valley, AZ is a predominantly white area, with 67.2% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in San Tan Valley, AZ is hispanic, making up 20.4% of the population. Foreign-born residents account for 5.9% of the population in San Tan Valley, AZ, and this percentage has increased by 15.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.2% | -5.1% |
% Black | 3.9% | 0.0% |
% Hispanic | 20.4% | 0.0% |
% Asian | 2.1% | 23.5% |
% Foreign Born | 5.9% | 15.7% |
Mortgage and Risk — San Tan Valley, AZ
According to HUD data as of 2023, there were 1847 mortgage originations in San Tan Valley, AZ, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in San Tan Valley, AZ. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,847 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — San Tan Valley, AZ
As of 2024, the percent of homes in San Tan Valley, AZ under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Tan Valley, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $540 | $1,520 | $2,060 |
| 2 Bedroom | $330 | $2,060 | $2,390 |
| 3 Bedroom | $1,270 | $1,950 | $3,220 |
| 4 Bedroom | $1,500 | $2,100 | $3,600 |
Affordability — San Tan Valley, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $429,000 |
| Median Household Income | $98,700 |