Gilbert, AZ85234

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$546,000
2.4% YoY Growth
Median Household Income
$118,000
41.8% 5-Year Growth
Days on Market
55
0.0% Longer than last year
Home Price Forecast
0.2%
Median Rent
$2,480
1.8% YoY Growth
1-Bed Rent
$1,330
12.7% YoY Growth
2-Bed Rent
$1,800
3.0% YoY Growth
3-Bed Rent
$2,400
2.5% YoY Growth

Other Zip Codes in Gilbert, AZ

Property Listings — Gilbert, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Gilbert, AZ is 55. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$576,000-8.0%
Listing Count
14410.0%
Listings as % of Homes0.7%10.0%
Days on Market
550.0%
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Demographics — Gilbert, AZ

As of the latest ACS Survey released in 2023, Gilbert, AZ has a population of 49,000, which has decreased by -1.7% over the past 5 years. Gilbert, AZ is a popular place for families, as children make up 26.1% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,000-1.7%
% Under 18
26.1%-9.4%
% Seniors
11.7%17.0%
% WFH
22.2%188.3%
% w/ College Degree
45.9%14.2%
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As of the latest ACS Survey released in 2023, Gilbert, AZ is a predominantly white area, with 69.0% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Gilbert, AZ is hispanic, making up 19.3% of the population. Foreign-born residents account for 9.1% of the population in Gilbert, AZ, and this percentage has decreased by 1.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.0%-3.1%
% Black
2.3%-11.5%
% Hispanic
19.3%9.7%
% Asian
4.6%-2.1%
% Foreign Born
9.1%-1.1%
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Mortgage and Risk — Gilbert, AZ

According to HUD data as of 2023, there were 478 mortgage originations in Gilbert, AZ, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Gilbert, AZ. Investor activity is low, as 4.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
478
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Gilbert, AZ

As of 2024, the percent of homes in Gilbert, AZ under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Gilbert, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
15
Total Units Section 8
15
% Rentals under Section 8
0.4%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$720$1,330$2,050
2 Bedroom$580$1,800$2,380
3 Bedroom$800$2,400$3,200
4 Bedroom$830$2,750$3,580

Affordability — Gilbert, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$546,000
Median Household Income$118,000

Gilbert, AZ — ZIP Code Boundary Map

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Frequently Asked Questions