Scottsdale, AZ85258

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$835,000
0.2% YoY Growth
Median Household Income
$105,000
24.7% 5-Year Growth
Days on Market
49
1.0% Shorter than last year
Home Price Forecast
0.6%
Median Rent
$3,850
6.6% YoY Growth
1-Bed Rent
$2,000
8.4% YoY Growth
2-Bed Rent
$3,500
9.3% YoY Growth
3-Bed Rent
$4,900
4.4% YoY Growth

Other Zip Codes in Scottsdale, AZ

Property Listings — Scottsdale, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsdale, AZ is 49. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$986,00013.0%
Listing Count
23712.0%
Listings as % of Homes1.3%12.0%
Days on Market
49-1.0%
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Demographics — Scottsdale, AZ

As of the latest ACS Survey released in 2023, Scottsdale, AZ has a population of 25,500, which has increased by 1.5% over the past 5 years. Scottsdale, AZ is a less popular place for families, as children make up 14.7% of the population. The area has a highly educated workforce, with 63.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,5001.5%
% Under 18
14.7%8.1%
% Seniors
34.3%6.2%
% WFH
33.3%112.1%
% w/ College Degree
63.4%2.4%
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As of the latest ACS Survey released in 2023, Scottsdale, AZ is a predominantly white area, with 84.6% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Scottsdale, AZ is hispanic, making up 6.2% of the population. Foreign-born residents account for 12.9% of the population in Scottsdale, AZ, and this percentage has decreased by 6.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.6%-0.5%
% Black
2.7%107.7%
% Hispanic
6.2%3.3%
% Asian
3.7%-26.0%
% Foreign Born
12.9%-6.5%
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Mortgage and Risk — Scottsdale, AZ

According to HUD data as of 2023, there were 404 mortgage originations in Scottsdale, AZ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Scottsdale, AZ. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
404
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
4.0%
% Second Loans
7.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Scottsdale, AZ

As of 2024, the percent of homes in Scottsdale, AZ under the Section 8 program is 0.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Scottsdale, AZ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
3
Total Units Section 8
3
% Rentals under Section 8
0.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$260$2,000$2,260
2 Bedroom-$880$3,500$2,620
3 Bedroom-$1,370$4,900$3,530
4 Bedroom-$1,560$5,500$3,940

Affordability — Scottsdale, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.5
Median Home Price$835,000
Median Household Income$105,000

Scottsdale, AZ — ZIP Code Boundary Map

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Frequently Asked Questions