Scottsdale, AZ85260

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$706,000
2.5% YoY Growth
Median Household Income
$104,000
22.8% 5-Year Growth
Days on Market
57
14.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$3,250
24.7% YoY Growth
1-Bed Rent
$1,540
5.3% YoY Growth
2-Bed Rent
$2,600
21.0% YoY Growth
3-Bed Rent
$3,500
16.3% YoY Growth

Other Zip Codes in Scottsdale, AZ

Property Listings — Scottsdale, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsdale, AZ is 57. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$782,000-4.0%
Listing Count
21325.0%
Listings as % of Homes0.8%25.0%
Days on Market
5714.0%
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Demographics — Scottsdale, AZ

As of the latest ACS Survey released in 2023, Scottsdale, AZ has a population of 39,800, which has increased by 2.3% over the past 5 years. Scottsdale, AZ is a moderately popular place for families, as children make up 17.4% of the population. The area has a highly educated workforce, with 58.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,8002.3%
% Under 18
17.4%-8.4%
% Seniors
21.0%-3.2%
% WFH
28.7%124.2%
% w/ College Degree
58.6%-0.3%
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As of the latest ACS Survey released in 2023, Scottsdale, AZ is a predominantly white area, with 76.6% of the population identifying as white. The white population has shrunk by 7.4% in the last 5 years. The second most common race or ethnicity in Scottsdale, AZ is hispanic, making up 9.1% of the population. Foreign-born residents account for 12.8% of the population in Scottsdale, AZ, and this percentage has decreased by 9.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.6%-7.4%
% Black
1.7%-19.0%
% Hispanic
9.1%33.8%
% Asian
8.6%30.3%
% Foreign Born
12.8%-9.9%
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Mortgage and Risk — Scottsdale, AZ

According to HUD data as of 2023, there were 125 mortgage originations in Scottsdale, AZ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Scottsdale, AZ. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
125
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
6.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Scottsdale, AZ

As of 2024, the percent of homes in Scottsdale, AZ under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Scottsdale, AZ, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
31
% Rentals under Section 8
0.3%
% Occupied Section 8
69.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$770$1,540$2,310
2 Bedroom$80$2,600$2,680
3 Bedroom$110$3,500$3,610
4 Bedroom-$870$4,900$4,030

Affordability — Scottsdale, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.6
Median Home Price$706,000
Median Household Income$104,000

Scottsdale, AZ — ZIP Code Boundary Map

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Frequently Asked Questions