Black Canyon City, AZ85324

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$364,000
1.1% YoY Growth
Median Household Income
$69,700
79.7% 5-Year Growth
Days on Market
62
21.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,250
27.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,100
N/A
3-Bed Rent
$2,300
53.3% YoY Growth

Property Listings — Black Canyon City, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Black Canyon City, AZ is 62. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$775,000-20.0%
Listing Count
629.0%
Listings as % of Homes0.6%29.0%
Days on Market
62-21.0%
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Demographics — Black Canyon City, AZ

As of the latest ACS Survey released in 2023, Black Canyon City, AZ has a population of 2,300, which has decreased by -27.6% over the past 5 years. Black Canyon City, AZ is a less popular place for families, as children make up 3.7% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,300-27.6%
% Under 18
3.7%-58.9%
% Seniors
32.4%2.2%
% WFH
23.0%75.6%
% w/ College Degree
19.9%59.2%
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As of the latest ACS Survey released in 2023, Black Canyon City, AZ is a predominantly white area, with 91.2% of the population identifying as white. The white population has grown by 4.9% in the last 5 years. The second most common race or ethnicity in Black Canyon City, AZ is hispanic, making up 2.8% of the population. Foreign-born residents account for 0.8% of the population in Black Canyon City, AZ, and this percentage has decreased by 60.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.2%4.9%
% Black
0.0%N/A
% Hispanic
2.8%-72.8%
% Asian
0.0%N/A
% Foreign Born
0.8%-60.0%
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Mortgage and Risk — Black Canyon City, AZ

According to HUD data as of 2023, there were 215 mortgage originations in Black Canyon City, AZ, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Black Canyon City, AZ. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
215
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
2.0%
% Second Loans
13.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Black Canyon City, AZ

Black Canyon City, AZ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,030
2 Bedroom$170$1,100$1,270
3 Bedroom-$550$2,300$1,750
4 Bedroom-$200$2,250$2,050

Affordability — Black Canyon City, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$364,000
Median Household Income$69,700

Black Canyon City, AZ — ZIP Code Boundary Map

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Frequently Asked Questions