Yuma, AZ—85364
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yuma, AZ
As of Oct '25, the median home price in Yuma, AZ is $260,000, with a year-over-year change of 1.2%. This indicates that home prices in Yuma, AZ are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | 1.2% |
| Single Family | $264,000 | 0.8% |
| Condos | $198,000 | 1.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $144,000 | 0.0% |
2 Bed | $184,000 | 0.5% |
3 Bed | $251,000 | 0.8% |
4 Bed | $350,000 | 2.0% |
| 5 Bed | $329,000 | 2.5% |
% of Housing Stock
Rental Trends — Yuma, AZ
As of July '25, Rentcast reports the average rent in Yuma, AZ is $1,580, with a year-over-year rent change of 6.8%. Per bedroom, the median rent as of July '25 in Yuma, AZ is studios: $1,460, 1-bedrooms: $851, 2-bedrooms: $1,300, 3-bedrooms: $1,670, 4-bedrooms: $2,100. The most common rental property sizes in Yuma, AZ are 2-bedroom and 3-bedroom, accounting for 30.6% and 23.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,580 |
| Studio Rent | $970 | $1,460 |
| 1 Bed Rent | $795 | $851 |
| 2 Bed Rent | $1,280 | $1,300 |
| 3 Bed Rent | $1,500 | $1,670 |
| 4 Bed Rent | $1,980 | $2,100 |
% of Rental Stock
Property Listings — Yuma, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Yuma, AZ is 54. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $327,000 | 9.0% |
Listing Count | 149 | 10.0% |
| Listings as % of Homes | 0.3% | 10.0% |
Days on Market | 54 | 44.0% |
Demographics — Yuma, AZ
As of the latest ACS Survey released in 2023, Yuma, AZ has a population of 72,100, which has decreased by -3.0% over the past 5 years. Yuma, AZ is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 72,100 | -3.0% |
% Under 18 | 26.5% | -1.9% |
% Seniors | 16.4% | 20.6% |
% WFH | 6.0% | 150.0% |
% w/ College Degree | 17.0% | 21.4% |
As of the latest ACS Survey released in 2023, Yuma, AZ is a predominantly hispanic area, with 70.0% of the population identifying as hispanic. The hispanic population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Yuma, AZ is white, making up 23.9% of the population. Foreign-born residents account for 22.3% of the population in Yuma, AZ, and this percentage has decreased by 4.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 23.9% | -8.8% |
% Black | 2.0% | -31.0% |
% Hispanic | 70.0% | 3.1% |
% Asian | 1.9% | 35.7% |
% Foreign Born | 22.3% | -4.3% |
Mortgage and Risk — Yuma, AZ
According to HUD data as of 2023, there were 835 mortgage originations in Yuma, AZ, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Yuma, AZ. Investor activity is low, as 3.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 835 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Yuma, AZ
As of 2024, the percent of homes in Yuma, AZ under the Section 8 program is 13.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yuma, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 1,519 |
Total Units Section 8 | 1,484 |
% Rentals under Section 8 | 13.2% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $255 | $795 | $1,050 |
| 2 Bedroom | $100 | $1,280 | $1,380 |
| 3 Bedroom | $380 | $1,500 | $1,880 |
| 4 Bedroom | $340 | $1,980 | $2,320 |
Affordability — Yuma, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $260,000 |
| Median Household Income | $57,500 |