Yuma, AZ—85365
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yuma, AZ
As of Oct '25, the median home price in Yuma, AZ is $323,000, with a year-over-year change of 1.4%. This indicates that home prices in Yuma, AZ are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $323,000 | 1.4% |
| Single Family | $329,000 | 1.2% |
| Condos | $230,000 | 1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $197,000 | -2.5% |
2 Bed | $240,000 | 0.4% |
3 Bed | $295,000 | 0.7% |
4 Bed | $403,000 | 2.3% |
| 5 Bed | $482,000 | 1.9% |
% of Housing Stock
Rental Trends — Yuma, AZ
As of July '25, Rentcast reports the average rent in Yuma, AZ is $1,800, with a year-over-year rent change of 1.7%. Per bedroom, the median rent as of July '25 in Yuma, AZ is studios: $1,850, 1-bedrooms: $1,090, 2-bedrooms: $1,660, 3-bedrooms: $1,680, 4-bedrooms: $2,160. The most common rental property sizes in Yuma, AZ are 3-bedroom and 2-bedroom, accounting for 39.1% and 27.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,800 |
| Studio Rent | $1,100 | $1,850 |
| 1 Bed Rent | $1,000 | $1,090 |
| 2 Bed Rent | $1,400 | $1,660 |
| 3 Bed Rent | $1,600 | $1,680 |
| 4 Bed Rent | $2,000 | $2,160 |
% of Rental Stock
Property Listings — Yuma, AZ
As of Oct '25, Realtor.com reports that the median days on market for a home in Yuma, AZ is 52. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $391,000 | 0.0% |
Listing Count | 266 | 42.0% |
| Listings as % of Homes | 0.5% | 42.0% |
Days on Market | 52 | 29.0% |
Demographics — Yuma, AZ
As of the latest ACS Survey released in 2023, Yuma, AZ has a population of 53,100, which has increased by 4.9% over the past 5 years. Yuma, AZ is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 53,100 | 4.9% |
% Under 18 | 23.9% | -0.4% |
% Seniors | 22.6% | 12.4% |
% WFH | 8.3% | 186.2% |
% w/ College Degree | 21.2% | 0.5% |
As of the latest ACS Survey released in 2023, Yuma, AZ is a predominantly hispanic area, with 47.4% of the population identifying as hispanic. The hispanic population has grown by 8.5% in the last 5 years. The second most common race or ethnicity in Yuma, AZ is white, making up 44.2% of the population. Foreign-born residents account for 16.8% of the population in Yuma, AZ, and this percentage has decreased by 13.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.2% | -7.5% |
% Black | 1.7% | -46.9% |
% Hispanic | 47.4% | 8.5% |
% Asian | 1.4% | -33.3% |
% Foreign Born | 16.8% | -13.4% |
Mortgage and Risk — Yuma, AZ
According to HUD data as of 2023, there were 716 mortgage originations in Yuma, AZ, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Yuma, AZ. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 716 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Yuma, AZ
As of 2024, the percent of homes in Yuma, AZ under the Section 8 program is 3.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yuma, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 181 |
Total Units Section 8 | 181 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $1,000 | $1,150 |
| 2 Bedroom | $110 | $1,400 | $1,510 |
| 3 Bedroom | $460 | $1,600 | $2,060 |
| 4 Bedroom | $540 | $2,000 | $2,540 |
Affordability — Yuma, AZ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $323,000 |
| Median Household Income | $68,400 |