Saddlebrooke, AZ85739

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$476,000
2.0% YoY Growth
Median Household Income
$84,900
27.9% 5-Year Growth
Days on Market
51
1.0% Shorter than last year
Home Price Forecast
0.3%
Median Rent
$2,780
4.2% YoY Growth
1-Bed Rent
$975
N/A
2-Bed Rent
$2,950
5.2% YoY Growth
3-Bed Rent
$2,500
9.1% YoY Growth

Property Listings — Saddlebrooke, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Saddlebrooke, AZ is 51. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$496,000-2.0%
Listing Count
21829.0%
Listings as % of Homes1.3%29.0%
Days on Market
51-1.0%
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Demographics — Saddlebrooke, AZ

As of the latest ACS Survey released in 2023, Saddlebrooke, AZ has a population of 18,700, which has increased by 1.3% over the past 5 years. Saddlebrooke, AZ is a less popular place for families, as children make up 8.9% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,7001.3%
% Under 18
8.9%-26.4%
% Seniors
52.7%0.4%
% WFH
13.9%14.9%
% w/ College Degree
42.3%-2.8%
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As of the latest ACS Survey released in 2023, Saddlebrooke, AZ is a predominantly white area, with 77.9% of the population identifying as white. The white population has shrunk by 9.2% in the last 5 years. The second most common race or ethnicity in Saddlebrooke, AZ is hispanic, making up 17.4% of the population. Foreign-born residents account for 8.6% of the population in Saddlebrooke, AZ, and this percentage has increased by 48.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.9%-9.2%
% Black
0.9%80.0%
% Hispanic
17.4%55.4%
% Asian
0.6%-45.5%
% Foreign Born
8.6%48.3%
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Mortgage and Risk — Saddlebrooke, AZ

According to HUD data as of 2023, there were 322 mortgage originations in Saddlebrooke, AZ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Saddlebrooke, AZ. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
322
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
0.0%
% Second Loans
8.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Saddlebrooke, AZ

As of 2024, the percent of homes in Saddlebrooke, AZ under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Saddlebrooke, AZ, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$715$975$1,690
2 Bedroom-$900$2,950$2,050
3 Bedroom$300$2,500$2,800
4 Bedroom$970$2,200$3,170

Affordability — Saddlebrooke, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.7
Median Home Price$476,000
Median Household Income$84,900

Saddlebrooke, AZ — ZIP Code Boundary Map

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Frequently Asked Questions