Flagstaff, AZ86001

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$658,000
1.1% YoY Growth
Median Household Income
$62,600
8.2% 5-Year Growth
Days on Market
68
9.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$2,140
0.4% YoY Growth
1-Bed Rent
$1,990
9.6% YoY Growth
2-Bed Rent
$2,120
3.2% YoY Growth
3-Bed Rent
$2,600
9.9% YoY Growth

Other Zip Codes in Flagstaff, AZ

Property Listings — Flagstaff, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Flagstaff, AZ is 68. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$749,0001.0%
Listing Count
15739.0%
Listings as % of Homes0.4%39.0%
Days on Market
689.0%
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Demographics — Flagstaff, AZ

As of the latest ACS Survey released in 2023, Flagstaff, AZ has a population of 36,900, which has decreased by -19.9% over the past 5 years. Flagstaff, AZ is a less popular place for families, as children make up 13.9% of the population. The area has a highly educated workforce, with 54.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,900-19.9%
% Under 18
13.9%-20.6%
% Seniors
7.3%-26.3%
% WFH
11.3%205.4%
% w/ College Degree
54.6%9.6%
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As of the latest ACS Survey released in 2023, Flagstaff, AZ is a predominantly white area, with 62.3% of the population identifying as white. The white population has shrunk by 8.1% in the last 5 years. The second most common race or ethnicity in Flagstaff, AZ is hispanic, making up 14.9% of the population. Foreign-born residents account for 5.9% of the population in Flagstaff, AZ, and this percentage has decreased by 9.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.3%-8.1%
% Black
1.8%38.5%
% Hispanic
14.9%-8.0%
% Asian
3.2%-22.0%
% Foreign Born
5.9%-9.2%
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Mortgage and Risk — Flagstaff, AZ

According to HUD data as of 2023, there were 428 mortgage originations in Flagstaff, AZ, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Flagstaff, AZ. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
428
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
3.0%
% Second Loans
14.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Flagstaff, AZ

As of 2024, the percent of homes in Flagstaff, AZ under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Flagstaff, AZ, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
346
Total Units Section 8
207
% Rentals under Section 8
2.3%
% Occupied Section 8
86.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,990$1,960
2 Bedroom$100$2,120$2,220
3 Bedroom$120$2,600$2,720
4 Bedroom$50$3,000$3,050

Affordability — Flagstaff, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9.8
Median Home Price$658,000
Median Household Income$62,600

Flagstaff, AZ — ZIP Code Boundary Map

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Frequently Asked Questions