Sparks, NV89434

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$461,000
0.6% YoY Growth
Median Household Income
$91,000
49.3% 5-Year Growth
Days on Market
62
20.0% Longer than last year
Home Price Forecast
0.2%
Median Rent
$2,200
4.0% YoY Growth
1-Bed Rent
$1,560
17.9% YoY Growth
2-Bed Rent
$1,700
11.4% YoY Growth
3-Bed Rent
$2,400
0.4% YoY Growth

Other Zip Codes in Sparks, NV

Property Listings — Sparks, NV

As of Oct '25, Realtor.com reports that the median days on market for a home in Sparks, NV is 62. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$454,000-3.0%
Listing Count
8933.0%
Listings as % of Homes0.4%33.0%
Days on Market
6220.0%
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Demographics — Sparks, NV

As of the latest ACS Survey released in 2023, Sparks, NV has a population of 27,800, which has increased by 7.8% over the past 5 years. Sparks, NV is a moderately popular place for families, as children make up 20.0% of the population. The area has a moderately educated workforce, with 28.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,8007.8%
% Under 18
20.0%4.2%
% Seniors
18.6%-3.6%
% WFH
8.1%376.5%
% w/ College Degree
28.1%26.6%
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As of the latest ACS Survey released in 2023, Sparks, NV is a predominantly white area, with 61.0% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Sparks, NV is hispanic, making up 24.2% of the population. Foreign-born residents account for 11.3% of the population in Sparks, NV, and this percentage has decreased by 19.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.0%1.7%
% Black
1.8%-37.9%
% Hispanic
24.2%2.1%
% Asian
5.4%-35.7%
% Foreign Born
11.3%-19.3%
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Mortgage and Risk — Sparks, NV

According to HUD data as of 2023, there were 343 mortgage originations in Sparks, NV, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sparks, NV. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
343
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Sparks, NV

As of 2024, the percent of homes in Sparks, NV under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sparks, NV, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
93
Total Units Section 8
93
% Rentals under Section 8
2.2%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$30$1,560$1,590
2 Bedroom$300$1,700$2,000
3 Bedroom$370$2,400$2,770
4 Bedroom$440$2,800$3,240

Affordability — Sparks, NV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.9
Median Home Price$461,000
Median Household Income$91,000

Sparks, NV — ZIP Code Boundary Map

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Frequently Asked Questions