Sparks, NV89431

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$389,000
0.3% YoY Growth
Median Household Income
$64,500
48.1% 5-Year Growth
Days on Market
71
22.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$1,500
0.0% YoY Growth
1-Bed Rent
$1,250
3.4% YoY Growth
2-Bed Rent
$1,600
1.9% YoY Growth
3-Bed Rent
$2,180
0.9% YoY Growth

Other Zip Codes in Sparks, NV

Property Listings — Sparks, NV

As of Oct '25, Realtor.com reports that the median days on market for a home in Sparks, NV is 71. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$407,0007.0%
Listing Count
84-3.0%
Listings as % of Homes0.4%-3.0%
Days on Market
7122.0%
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Demographics — Sparks, NV

As of the latest ACS Survey released in 2023, Sparks, NV has a population of 40,800, which has increased by 5.6% over the past 5 years. Sparks, NV is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,8005.6%
% Under 18
23.0%-6.5%
% Seniors
13.1%1.6%
% WFH
7.2%928.6%
% w/ College Degree
14.3%17.2%
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As of the latest ACS Survey released in 2023, Sparks, NV is a predominantly hispanic area, with 48.7% of the population identifying as hispanic. The hispanic population has grown by 9.2% in the last 5 years. The second most common race or ethnicity in Sparks, NV is white, making up 38.1% of the population. Foreign-born residents account for 22.3% of the population in Sparks, NV, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
38.1%-12.0%
% Black
3.1%24.0%
% Hispanic
48.7%9.2%
% Asian
5.2%18.2%
% Foreign Born
22.3%0.0%
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Mortgage and Risk — Sparks, NV

According to HUD data as of 2023, there were 395 mortgage originations in Sparks, NV, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Sparks, NV. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
395
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Sparks, NV

As of 2024, the percent of homes in Sparks, NV under the Section 8 program is 5.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sparks, NV, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
493
Total Units Section 8
459
% Rentals under Section 8
5.4%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$1,250$1,140
2 Bedroom-$170$1,600$1,430
3 Bedroom-$170$2,180$2,010
4 Bedroom-$590$3,000$2,410

Affordability — Sparks, NV

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.8
Median Home Price$389,000
Median Household Income$64,500

Sparks, NV — ZIP Code Boundary Map

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Frequently Asked Questions