La Palma, CA90623

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,154,000
0.6% YoY Growth
Median Household Income
$112,000
12.8% 5-Year Growth
Days on Market
47
56.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$3,800
1.4% YoY Growth
1-Bed Rent
$1,800
N/A
2-Bed Rent
$2,380
18.9% YoY Growth
3-Bed Rent
$4,200
34.5% YoY Growth

Property Listings — La Palma, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in La Palma, CA is 47. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,310,0009.0%
Listing Count
9-20.0%
Listings as % of Homes0.5%-20.0%
Days on Market
4756.0%
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Demographics — La Palma, CA

As of the latest ACS Survey released in 2023, La Palma, CA has a population of 15,400, which has decreased by -2.8% over the past 5 years. La Palma, CA is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 48.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,400-2.8%
% Under 18
19.1%8.5%
% Seniors
21.4%18.2%
% WFH
12.9%279.4%
% w/ College Degree
48.8%2.5%
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As of the latest ACS Survey released in 2023, La Palma, CA is a predominantly asian area, with 50.8% of the population identifying as asian. The asian population has grown by 7.6% in the last 5 years. The second most common race or ethnicity in La Palma, CA is white, making up 24.1% of the population. Foreign-born residents account for 36.9% of the population in La Palma, CA, and this percentage has increased by 5.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
24.1%-6.2%
% Black
3.4%-40.4%
% Hispanic
17.2%-1.1%
% Asian
50.8%7.6%
% Foreign Born
36.9%5.1%
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Mortgage and Risk — La Palma, CA

According to HUD data as of 2023, there were 145 mortgage originations in La Palma, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in La Palma, CA. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
145
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — La Palma, CA

As of 2024, the percent of homes in La Palma, CA under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in La Palma, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
77
Total Units Section 8
77
% Rentals under Section 8
4.4%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$470$1,800$2,270
2 Bedroom$300$2,380$2,680
3 Bedroom-$570$4,200$3,630
4 Bedroom-$570$4,900$4,330

Affordability — La Palma, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.9
Median Home Price$1,154,000
Median Household Income$112,000

La Palma, CA — ZIP Code Boundary Map

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Frequently Asked Questions