Cerritos, CA90703

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,051,000
3.0% YoY Growth
Median Household Income
$133,000
34.7% 5-Year Growth
Days on Market
52
64.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$4,050
2.2% YoY Growth
1-Bed Rent
$1,100
57.9% YoY Growth
2-Bed Rent
$2,800
27.4% YoY Growth
3-Bed Rent
$3,950
1.3% YoY Growth

Property Listings — Cerritos, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Cerritos, CA is 52. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,260,00013.0%
Listing Count
47-5.0%
Listings as % of Homes0.2%-5.0%
Days on Market
5264.0%
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Demographics — Cerritos, CA

As of the latest ACS Survey released in 2023, Cerritos, CA has a population of 48,600, which has decreased by -4.6% over the past 5 years. Cerritos, CA is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 56.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
48,600-4.6%
% Under 18
19.1%-2.6%
% Seniors
25.2%12.0%
% WFH
17.3%284.4%
% w/ College Degree
56.9%10.5%
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As of the latest ACS Survey released in 2023, Cerritos, CA is a predominantly asian area, with 62.1% of the population identifying as asian. The asian population has grown by 4.2% in the last 5 years. The second most common race or ethnicity in Cerritos, CA is hispanic, making up 15.1% of the population. Foreign-born residents account for 43.5% of the population in Cerritos, CA, and this percentage has decreased by 1.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
11.7%-20.9%
% Black
6.7%-8.2%
% Hispanic
15.1%6.3%
% Asian
62.1%4.2%
% Foreign Born
43.5%-1.1%
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Mortgage and Risk — Cerritos, CA

According to HUD data as of 2023, there were 307 mortgage originations in Cerritos, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Cerritos, CA. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
307
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Cerritos, CA

As of 2024, the percent of homes in Cerritos, CA under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cerritos, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
20
Total Units Section 8
20
% Rentals under Section 8
0.4%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$2,020$1,100$3,120
2 Bedroom$1,140$2,800$3,940
3 Bedroom$1,060$3,950$5,010
4 Bedroom$1,250$4,300$5,550

Affordability — Cerritos, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.8
Median Home Price$1,051,000
Median Household Income$133,000

Cerritos, CA — ZIP Code Boundary Map

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Frequently Asked Questions