Sunset Beach—90742
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sunset Beach
As of Oct '25, the median home price in Sunset Beach is $2,090,000, with a year-over-year change of -3.6%. This indicates that home prices in Sunset Beach are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $2,090,000 | -3.7% |
| Single Family | $2,232,000 | -3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $2,077,000 | -3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sunset Beach
As of July '25, Rentcast reports the average rent in Sunset Beach is $6,040, with a year-over-year rent change of 30.7%. Per bedroom, the median rent as of July '25 in Sunset Beach is 2-bedrooms: $5,310, 3-bedrooms: $7,490, 4-bedrooms: $7,500. The most common rental property sizes in Sunset Beach are 1-bedroom and 2-bedroom, accounting for 43.0% and 37.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,480 | $6,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $4,500 | $5,310 |
| 3 Bed Rent | $5,480 | $7,490 |
| 4 Bed Rent | $7,500 | $7,500 |
% of Rental Stock
Property Listings — Sunset Beach
As of Oct '25, Realtor.com reports that the median days on market for a home in Sunset Beach is 76. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,700,000 | 80.0% |
Listing Count | 4 | 67.0% |
| Listings as % of Homes | 0.8% | 67.0% |
Days on Market | 76 | -18.0% |
Demographics — Sunset Beach
As of the latest ACS Survey released in 2023, Sunset Beach has a population of 385, which has decreased by -44.9% over the past 5 years. Sunset Beach is a less popular place for families, as children make up 9.6% of the population. The area has a highly educated workforce, with 69.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 385 | -44.9% |
% Under 18 | 9.6% | 45.5% |
% Seniors | 20.5% | -14.6% |
% WFH | 10.6% | -32.5% |
% w/ College Degree | 69.8% | 52.7% |
As of the latest ACS Survey released in 2023, Sunset Beach is a predominantly white area, with 75.6% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Sunset Beach is hispanic, making up 19.2% of the population. Foreign-born residents account for 6.5% of the population in Sunset Beach, and this percentage has decreased by 1.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.6% | -8.3% |
% Black | 0.0% | N/A |
% Hispanic | 19.2% | 71.4% |
% Asian | 2.1% | 50.0% |
% Foreign Born | 6.5% | -1.5% |
Mortgage and Risk — Sunset Beach
According to HUD data as of 2023, there were 15 mortgage originations in Sunset Beach, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 37.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Sunset Beach. Investor activity is low, as 7.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 15 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 7.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 27.0% |
Loan Activity
Rentals and Section 8 — Sunset Beach
Sunset Beach lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,300 |
| 2 Bedroom | -$1,780 | $4,500 | $2,720 |
| 3 Bedroom | -$1,800 | $5,480 | $3,680 |
| 4 Bedroom | -$3,100 | $7,500 | $4,400 |
Affordability — Sunset Beach
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 17.2 |
| Median Home Price | $2,090,000 |
| Median Household Income | $119,000 |