Rancho Cucamonga, CA—91701
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Cucamonga, CA
As of Oct '25, the median home price in Rancho Cucamonga, CA is $831,000, with a year-over-year change of -0.3%. This indicates that home prices in Rancho Cucamonga, CA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $831,000 | -0.3% |
| Single Family | $844,000 | -0.8% |
| Condos | $475,000 | -2.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $315,000 | -4.3% |
2 Bed | $501,000 | -2.5% |
3 Bed | $748,000 | -1.1% |
4 Bed | $890,000 | -1.0% |
| 5 Bed | $1,049,000 | -1.1% |
% of Housing Stock
Rental Trends — Rancho Cucamonga, CA
As of July '25, Rentcast reports the average rent in Rancho Cucamonga, CA is $3,090, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Rancho Cucamonga, CA is studios: $1,780, 1-bedrooms: $1,560, 2-bedrooms: $2,240, 3-bedrooms: $3,250, 4-bedrooms: $3,770. The most common rental property sizes in Rancho Cucamonga, CA are 2-bedroom and 3-bedroom, accounting for 33.7% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,300 | $3,090 |
| Studio Rent | $1,780 | $1,780 |
| 1 Bed Rent | $1,550 | $1,560 |
| 2 Bed Rent | $2,280 | $2,240 |
| 3 Bed Rent | $3,300 | $3,250 |
| 4 Bed Rent | $3,500 | $3,770 |
% of Rental Stock
Property Listings — Rancho Cucamonga, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 41. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $810,000 | -3.0% |
Listing Count | 89 | 40.0% |
| Listings as % of Homes | 0.5% | 40.0% |
Days on Market | 41 | 28.0% |
Demographics — Rancho Cucamonga, CA
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 38,600, which has decreased by -3.6% over the past 5 years. Rancho Cucamonga, CA is a moderately popular place for families, as children make up 20.9% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 38,600 | -3.6% |
% Under 18 | 20.9% | -5.4% |
% Seniors | 18.9% | 32.2% |
% WFH | 11.5% | 117.0% |
% w/ College Degree | 36.2% | 8.7% |
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly white area, with 39.7% of the population identifying as white. The white population has shrunk by 17.8% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is hispanic, making up 37.5% of the population. Foreign-born residents account for 18.0% of the population in Rancho Cucamonga, CA, and this percentage has increased by 27.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 39.7% | -17.8% |
% Black | 4.8% | 2.1% |
% Hispanic | 37.5% | 6.8% |
% Asian | 13.1% | 37.9% |
% Foreign Born | 18.0% | 27.7% |
Mortgage and Risk — Rancho Cucamonga, CA
According to HUD data as of 2023, there were 269 mortgage originations in Rancho Cucamonga, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 269 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Rancho Cucamonga, CA
As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 6.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 162 |
Total Units Section 8 | 162 |
% Rentals under Section 8 | 6.5% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $870 | $1,550 | $2,420 |
| 2 Bedroom | $730 | $2,280 | $3,010 |
| 3 Bedroom | $720 | $3,300 | $4,020 |
| 4 Bedroom | $1,390 | $3,500 | $4,890 |
Affordability — Rancho Cucamonga, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $831,000 |
| Median Household Income | $114,000 |