Rancho Cucamonga, CA—91730
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Cucamonga, CA
As of Oct '25, the median home price in Rancho Cucamonga, CA is $672,000, with a year-over-year change of 0.3%. This indicates that home prices in Rancho Cucamonga, CA are flat. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $672,000 | 0.3% |
| Single Family | $710,000 | -0.3% |
| Condos | $501,000 | -1.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $483,000 | -1.2% |
3 Bed | $676,000 | -0.3% |
4 Bed | $740,000 | -0.3% |
| 5 Bed | $888,000 | -0.3% |
% of Housing Stock
Rental Trends — Rancho Cucamonga, CA
As of July '25, Rentcast reports the average rent in Rancho Cucamonga, CA is $2,660, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Rancho Cucamonga, CA is studios: $1,790, 1-bedrooms: $1,990, 2-bedrooms: $2,580, 3-bedrooms: $3,210, 4-bedrooms: $3,560. The most common rental property sizes in Rancho Cucamonga, CA are 2-bedroom and 1-bedroom, accounting for 41.7% and 25.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,660 |
| Studio Rent | $1,740 | $1,790 |
| 1 Bed Rent | $1,980 | $1,990 |
| 2 Bed Rent | $2,500 | $2,580 |
| 3 Bed Rent | $3,200 | $3,210 |
| 4 Bed Rent | $3,600 | $3,560 |
% of Rental Stock
Property Listings — Rancho Cucamonga, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 51. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $682,000 | -1.0% |
Listing Count | 98 | 32.0% |
| Listings as % of Homes | 0.3% | 32.0% |
Days on Market | 51 | 31.0% |
Demographics — Rancho Cucamonga, CA
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 71,700, which has remained stable by 0.4% over the past 5 years. Rancho Cucamonga, CA is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 71,700 | 0.4% |
% Under 18 | 23.5% | -2.1% |
% Seniors | 12.5% | 37.4% |
% WFH | 10.5% | 144.2% |
% w/ College Degree | 32.5% | 13.6% |
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly hispanic area, with 43.2% of the population identifying as hispanic. The hispanic population has grown by 4.1% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is white, making up 28.1% of the population. Foreign-born residents account for 22.7% of the population in Rancho Cucamonga, CA, and this percentage has increased by 8.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 28.1% | -5.1% |
% Black | 10.1% | -22.3% |
% Hispanic | 43.2% | 4.1% |
% Asian | 14.2% | 17.4% |
% Foreign Born | 22.7% | 8.6% |
Mortgage and Risk — Rancho Cucamonga, CA
According to HUD data as of 2023, there were 364 mortgage originations in Rancho Cucamonga, CA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 364 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Rancho Cucamonga, CA
As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 862 |
Total Units Section 8 | 862 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $660 | $1,980 | $2,640 |
| 2 Bedroom | $790 | $2,500 | $3,290 |
| 3 Bedroom | $1,190 | $3,200 | $4,390 |
| 4 Bedroom | $1,740 | $3,600 | $5,340 |
Affordability — Rancho Cucamonga, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7 |
| Median Home Price | $672,000 |
| Median Household Income | $89,700 |