Rancho Cucamonga, CA91730

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$672,000
0.3% YoY Growth
Median Household Income
$89,700
29.9% 5-Year Growth
Days on Market
51
31.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,500
0.0% YoY Growth
1-Bed Rent
$1,980
1.5% YoY Growth
2-Bed Rent
$2,500
4.9% YoY Growth
3-Bed Rent
$3,200
1.3% YoY Growth

Other Zip Codes in Rancho Cucamonga, CA

Property Listings — Rancho Cucamonga, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 51. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$682,000-1.0%
Listing Count
9832.0%
Listings as % of Homes0.3%32.0%
Days on Market
5131.0%
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Demographics — Rancho Cucamonga, CA

As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 71,700, which has remained stable by 0.4% over the past 5 years. Rancho Cucamonga, CA is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 32.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
71,7000.4%
% Under 18
23.5%-2.1%
% Seniors
12.5%37.4%
% WFH
10.5%144.2%
% w/ College Degree
32.5%13.6%
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As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly hispanic area, with 43.2% of the population identifying as hispanic. The hispanic population has grown by 4.1% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is white, making up 28.1% of the population. Foreign-born residents account for 22.7% of the population in Rancho Cucamonga, CA, and this percentage has increased by 8.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
28.1%-5.1%
% Black
10.1%-22.3%
% Hispanic
43.2%4.1%
% Asian
14.2%17.4%
% Foreign Born
22.7%8.6%
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Mortgage and Risk — Rancho Cucamonga, CA

According to HUD data as of 2023, there were 364 mortgage originations in Rancho Cucamonga, CA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
364
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Rancho Cucamonga, CA

As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 4.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
862
Total Units Section 8
862
% Rentals under Section 8
4.8%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$660$1,980$2,640
2 Bedroom$790$2,500$3,290
3 Bedroom$1,190$3,200$4,390
4 Bedroom$1,740$3,600$5,340

Affordability — Rancho Cucamonga, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7
Median Home Price$672,000
Median Household Income$89,700

Rancho Cucamonga, CA — ZIP Code Boundary Map

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Frequently Asked Questions