Rancho Cucamonga, CA—91739
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Cucamonga, CA
As of Oct '25, the median home price in Rancho Cucamonga, CA is $953,000, with a year-over-year change of -0.3%. This indicates that home prices in Rancho Cucamonga, CA are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $953,000 | -0.3% |
| Single Family | $993,000 | -0.5% |
| Condos | $604,000 | -0.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $560,000 | -2.1% |
3 Bed | $688,000 | -3.1% |
4 Bed | $1,015,000 | -0.5% |
| 5 Bed | $1,189,000 | 0.3% |
% of Housing Stock
Rental Trends — Rancho Cucamonga, CA
As of July '25, Rentcast reports the average rent in Rancho Cucamonga, CA is $3,400, with a year-over-year rent change of -4.5%. Per bedroom, the median rent as of July '25 in Rancho Cucamonga, CA is 1-bedrooms: $2,150, 2-bedrooms: $2,800, 3-bedrooms: $3,280, 4-bedrooms: $4,350. The most common rental property sizes in Rancho Cucamonga, CA are 3-bedroom and 2-bedroom, accounting for 29.9% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,150 | $2,150 |
| 2 Bed Rent | $2,700 | $2,800 |
| 3 Bed Rent | $3,200 | $3,280 |
| 4 Bed Rent | $4,100 | $4,350 |
% of Rental Stock
Property Listings — Rancho Cucamonga, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cucamonga, CA is 57. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,170,000 | 9.0% |
Listing Count | 92 | 5.0% |
| Listings as % of Homes | 0.5% | 5.0% |
Days on Market | 57 | 24.0% |
Demographics — Rancho Cucamonga, CA
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA has a population of 41,700, which has increased by 4.8% over the past 5 years. Rancho Cucamonga, CA is a popular place for families, as children make up 25.5% of the population. The area has a moderately educated workforce, with 44.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,700 | 4.8% |
% Under 18 | 25.5% | -1.5% |
% Seniors | 8.6% | -11.3% |
% WFH | 14.4% | 132.3% |
% w/ College Degree | 44.9% | 3.0% |
As of the latest ACS Survey released in 2023, Rancho Cucamonga, CA is a predominantly hispanic area, with 34.1% of the population identifying as hispanic. The hispanic population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in Rancho Cucamonga, CA is white, making up 32.9% of the population. Foreign-born residents account for 22.5% of the population in Rancho Cucamonga, CA, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 32.9% | 4.8% |
% Black | 9.7% | -4.0% |
% Hispanic | 34.1% | -10.3% |
% Asian | 19.9% | 4.7% |
% Foreign Born | 22.5% | -10.0% |
Mortgage and Risk — Rancho Cucamonga, CA
According to HUD data as of 2023, there were 17 mortgage originations in Rancho Cucamonga, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Rancho Cucamonga, CA. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Rancho Cucamonga, CA
As of 2024, the percent of homes in Rancho Cucamonga, CA under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cucamonga, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 121 |
Total Units Section 8 | 120 |
% Rentals under Section 8 | 3.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $370 | $2,150 | $2,520 |
| 2 Bedroom | $440 | $2,700 | $3,140 |
| 3 Bedroom | $990 | $3,200 | $4,190 |
| 4 Bedroom | $1,000 | $4,100 | $5,100 |
Affordability — Rancho Cucamonga, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.2 |
| Median Home Price | $953,000 |
| Median Household Income | $141,000 |