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National City, CA—91950

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$690,000
0.8% YoY Growth
Household Income
$63,900
39.7% YoY Growth
Days on Market
37
11.0% Shorter YoY
Home Price Forecast
0.0%
Median Rent
$2,300
9.4% YoY Growth
1-Bed Rent
$1,850
1.6% YoY Growth
2-Bed Rent
$2,600
2.8% YoY Growth
3-Bed Rent
$3,550
10.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — National City, CA

As of May '26, the median home price in National City, CA is $690,000, with a year-over-year change of 0.8%. This indicates that home prices in National City, CA are flat. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$690,0000.8%
Single Family $706,0001.0%
Condos $480,000-0.8%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $398,000
    5.3%
    2 Bed
    		$604,0002.0%
    3 Bed
    		$707,0001.7%
    4 Bed
    		$776,0001.7%
    5 Bed $849,9941.0%
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    % of Housing Stock

    Studio
    6.1%
    1 Bedroom
    22.8%
    2 Bedrooms
    35.8%
    3 Bedrooms
    24.7%
    4 Bedrooms
    8.2%
    5+ Bedrooms
    2.4%

    Rental Trends — National City, CA

    As of July '25, Rentcast reports the average rent in National City, CA is $2,500, with a year-over-year rent change of -9.4%. Per bedroom, the median rent as of July '25 in National City, CA is studios: $1,780, 1-bedrooms: $1,880, 2-bedrooms: $2,550, 3-bedrooms: $3,380, 4-bedrooms: $3,770. The most common rental property sizes in National City, CA are 2-bedroom and 1-bedroom, accounting for 40.7% and 32.1% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,300$2,500
    Studio Rent $1,800$1,780
    1 Bed Rent $1,850$1,880
    2 Bed Rent $2,600$2,550
    3 Bed Rent $3,550$3,380
    4 Bed Rent $3,650$3,770
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    % of Rental Stock

    Studio
    9.0%
    1 Bedroom
    32.1%
    2 Bedrooms
    40.7%
    3 Bedrooms
    15.4%
    4 Bedrooms
    2.5%
    5+ Bedrooms
    0.2%

    Property Listings — National City, CA

    As of May '26, Realtor.com reports that the median days on market for a home in National City, CA is 37. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$705,0004.0%
    Listing Count
    		30-33.0%
    Listings as % of Homes0.3%-33.0%
    Days on Market
    		37-11.0%
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    Demographics — National City, CA

    As of the latest ACS Survey released in 2023, National City, CA has a population of 57,200, which has decreased by -8.7% over the past 5 years. National City, CA is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 16.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		57,200-8.7%
    % Under 18
    		23.2%9.4%
    % Seniors
    		15.3%21.4%
    % WFH
    		6.2%-16.2%
    % w/ College Degree
    		16.5%12.2%
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    As of the latest ACS Survey released in 2023, National City, CA is a predominantly hispanic area, with 66.9% of the population identifying as hispanic. The hispanic population has grown by 4.0% in the last 5 years. The second most common race or ethnicity in National City, CA is asian, making up 16.4% of the population. Foreign-born residents account for 36.8% of the population in National City, CA, and this percentage has decreased by 6.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		9.1%-13.3%
    % Black
    		4.3%-17.3%
    % Hispanic
    		66.9%4.0%
    % Asian
    		16.4%-11.8%
    % Foreign Born
    		36.8%-6.6%
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    Mortgage and Risk — National City, CA

    According to HUD data as of 2023, there were 316 mortgage originations in National City, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in National City, CA. Investor activity is low, as 5.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		316
    % Conventional Loans
    		70.0%
    % Government Loans
    		30.0%
    % Investor Loans
    		5.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		21.0%
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    Rentals and Section 8 — National City, CA

    As of 2024, the percent of homes in National City, CA under the Section 8 program is 15.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In National City, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		1,895
    Total Units Section 8
    		1,820
    % Rentals under Section 8
    		15.8%
    % Occupied Section 8
    		95.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$110$1,850$1,740
    2 Bedroom-$450$2,600$2,150
    3 Bedroom-$680$3,550$2,870
    4 Bedroom-$150$3,650$3,500

    Affordability — National City, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio10
    Median Home Price$690,000
    Median Household Income$63,900

    National City, CA — ZIP Code Boundary Map

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    Frequently Asked Questions