Rancho Santa Fe, CA—92091
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rancho Santa Fe, CA
As of Oct '25, the median home price in Rancho Santa Fe, CA is $3,144,000, with a year-over-year change of 0.1%. This indicates that home prices in Rancho Santa Fe, CA are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $3,144,000 | 0.1% |
| Single Family | $3,529,000 | 0.3% |
| Condos | $1,266,000 | 1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $1,330,000 | 1.1% |
3 Bed | $1,977,000 | -0.1% |
4 Bed | $3,789,000 | 0.1% |
| 5 Bed | $5,561,000 | -0.1% |
% of Housing Stock
Rental Trends — Rancho Santa Fe, CA
As of July '25, Rentcast reports the average rent in Rancho Santa Fe, CA is $5,320, with a year-over-year rent change of -18.8%. Per bedroom, the median rent as of July '25 in Rancho Santa Fe, CA is 2-bedrooms: $4,670, 3-bedrooms: $6,950. The most common rental property sizes in Rancho Santa Fe, CA are 2-bedroom and 3-bedroom, accounting for 57.5% and 17.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,000 | $5,320 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $4,500 | $4,670 |
| 3 Bed Rent | $5,900 | $6,950 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rancho Santa Fe, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Santa Fe, CA is 70. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,720,000 | -35.0% |
Listing Count | 23 | 24.0% |
| Listings as % of Homes | 1.6% | 24.0% |
Days on Market | 70 | 40.0% |
Demographics — Rancho Santa Fe, CA
As of the latest ACS Survey released in 2023, Rancho Santa Fe, CA has a population of 1,220, which has decreased by -9.5% over the past 5 years. Rancho Santa Fe, CA is a less popular place for families, as children make up 14.2% of the population. The area has a highly educated workforce, with 74.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,220 | -9.5% |
% Under 18 | 14.2% | 65.1% |
% Seniors | 51.5% | 23.2% |
% WFH | 33.8% | 7.0% |
% w/ College Degree | 74.9% | 13.8% |
As of the latest ACS Survey released in 2023, Rancho Santa Fe, CA is a predominantly white area, with 68.7% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Rancho Santa Fe, CA is asian, making up 11.5% of the population. Foreign-born residents account for 20.7% of the population in Rancho Santa Fe, CA, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.7% | -9.5% |
% Black | 0.0% | N/A |
% Hispanic | 10.9% | 91.2% |
% Asian | 11.5% | -34.3% |
% Foreign Born | 20.7% | 12.5% |
Mortgage and Risk — Rancho Santa Fe, CA
Rancho Santa Fe, CA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Rancho Santa Fe, CA
Rancho Santa Fe, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $3,490 |
| 2 Bedroom | -$180 | $4,500 | $4,320 |
| 3 Bedroom | -$120 | $5,900 | $5,780 |
| 4 Bedroom | N/A | N/A | $7,030 |
Affordability — Rancho Santa Fe, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 32.3 |
| Median Home Price | $3,144,000 |
| Median Household Income | $86,700 |