Big Bear City, CA92314

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$417,000
5.9% YoY Growth
Median Household Income
$79,200
53.0% 5-Year Growth
Days on Market
106
18.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,800
13.8% YoY Growth
1-Bed Rent
$1,550
0.6% YoY Growth
2-Bed Rent
$1,700
7.3% YoY Growth
3-Bed Rent
$2,000
20.2% YoY Growth

Property Listings — Big Bear City, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Big Bear City, CA is 106. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$490,0000.0%
Listing Count
31114.0%
Listings as % of Homes1.4%14.0%
Days on Market
10618.0%
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Demographics — Big Bear City, CA

As of the latest ACS Survey released in 2023, Big Bear City, CA has a population of 10,400, which has decreased by -8.4% over the past 5 years. Big Bear City, CA is a moderately popular place for families, as children make up 21.7% of the population. The area has a moderately educated workforce, with 25.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,400-8.4%
% Under 18
21.7%-6.1%
% Seniors
19.3%1.0%
% WFH
16.4%141.2%
% w/ College Degree
25.6%40.7%
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As of the latest ACS Survey released in 2023, Big Bear City, CA is a predominantly white area, with 67.8% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Big Bear City, CA is hispanic, making up 26.1% of the population. Foreign-born residents account for 5.1% of the population in Big Bear City, CA, and this percentage has decreased by 26.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.8%-10.2%
% Black
0.0%-100.0%
% Hispanic
26.1%37.4%
% Asian
0.5%-70.6%
% Foreign Born
5.1%-26.1%
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Mortgage and Risk — Big Bear City, CA

According to HUD data as of 2023, there were 427 mortgage originations in Big Bear City, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Big Bear City, CA. Investor activity is low, as 7.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
427
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
7.0%
% Second Loans
27.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Big Bear City, CA

As of 2024, the percent of homes in Big Bear City, CA under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Big Bear City, CA, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
14
% Rentals under Section 8
1.0%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$40$1,550$1,510
2 Bedroom$180$1,700$1,880
3 Bedroom$510$2,000$2,510
4 Bedroom$850$2,200$3,050

Affordability — Big Bear City, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.8
Median Home Price$417,000
Median Household Income$79,200

Big Bear City, CA — ZIP Code Boundary Map

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Frequently Asked Questions