Big Bear Lake, CA92315

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$545,000
6.6% YoY Growth
Median Household Income
$79,300
55.2% 5-Year Growth
Days on Market
106
7.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,000
23.1% YoY Growth
1-Bed Rent
$1,500
5.7% YoY Growth
2-Bed Rent
$1,900
9.5% YoY Growth
3-Bed Rent
$2,680
12.5% YoY Growth

Property Listings — Big Bear Lake, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Big Bear Lake, CA is 106. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$589,000-7.0%
Listing Count
3886.0%
Listings as % of Homes2.1%6.0%
Days on Market
1067.0%
Loading chart...

Demographics — Big Bear Lake, CA

As of the latest ACS Survey released in 2023, Big Bear Lake, CA has a population of 5,220, which has remained stable by -0.4% over the past 5 years. Big Bear Lake, CA is a moderately popular place for families, as children make up 18.5% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,220-0.4%
% Under 18
18.5%-12.3%
% Seniors
23.4%4.5%
% WFH
24.4%165.2%
% w/ College Degree
33.8%30.0%
Loading chart...

As of the latest ACS Survey released in 2023, Big Bear Lake, CA is a predominantly white area, with 68.8% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Big Bear Lake, CA is hispanic, making up 24.4% of the population. Foreign-born residents account for 12.6% of the population in Big Bear Lake, CA, and this percentage has increased by 5.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.8%0.7%
% Black
0.6%-40.0%
% Hispanic
24.4%-13.5%
% Asian
2.4%100.0%
% Foreign Born
12.6%5.0%
Loading chart...

Mortgage and Risk — Big Bear Lake, CA

According to HUD data as of 2023, there were 311 mortgage originations in Big Bear Lake, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Big Bear Lake, CA. Investor activity is low, as 12.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
311
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
12.0%
% Second Loans
50.0%
% Cash Out Refinance
7.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Big Bear Lake, CA

As of 2024, the percent of homes in Big Bear Lake, CA under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Big Bear Lake, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
16
Total Units Section 8
16
% Rentals under Section 8
2.2%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$50$1,500$1,450
2 Bedroom-$90$1,900$1,810
3 Bedroom-$240$2,680$2,440
4 Bedroom$180$2,800$2,980

Affordability — Big Bear Lake, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.8
Median Home Price$545,000
Median Household Income$79,300

Big Bear Lake, CA — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions