Loma Linda, CA—92354
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Loma Linda, CA
As of Oct '25, the median home price in Loma Linda, CA is $633,000, with a year-over-year change of 0.3%. This indicates that home prices in Loma Linda, CA are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $633,000 | 0.3% |
| Single Family | $646,000 | 0.0% |
| Condos | $537,000 | 1.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $448,000 | -0.4% |
3 Bed | $584,000 | -0.3% |
4 Bed | $696,000 | -0.3% |
| 5 Bed | $864,000 | 1.3% |
% of Housing Stock
Rental Trends — Loma Linda, CA
As of July '25, Rentcast reports the average rent in Loma Linda, CA is $2,800, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Loma Linda, CA is studios: $1,370, 1-bedrooms: $1,560, 2-bedrooms: $2,000, 3-bedrooms: $3,040, 4-bedrooms: $4,200. The most common rental property sizes in Loma Linda, CA are 2-bedroom and 1-bedroom, accounting for 55.7% and 16.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,850 | $2,800 |
| Studio Rent | $1,300 | $1,370 |
| 1 Bed Rent | $1,500 | $1,560 |
| 2 Bed Rent | $1,880 | $2,000 |
| 3 Bed Rent | $3,000 | $3,040 |
| 4 Bed Rent | $3,500 | $4,200 |
% of Rental Stock
Property Listings — Loma Linda, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Loma Linda, CA is 40. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $692,000 | 1.0% |
Listing Count | 36 | 45.0% |
| Listings as % of Homes | 0.2% | 45.0% |
Days on Market | 40 | -6.0% |
Demographics — Loma Linda, CA
As of the latest ACS Survey released in 2023, Loma Linda, CA has a population of 23,100, which has increased by 6.4% over the past 5 years. Loma Linda, CA is a moderately popular place for families, as children make up 18.3% of the population. The area has a highly educated workforce, with 48.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,100 | 6.4% |
% Under 18 | 18.3% | 1.1% |
% Seniors | 20.1% | 9.8% |
% WFH | 9.0% | 109.3% |
% w/ College Degree | 48.1% | -1.4% |
As of the latest ACS Survey released in 2023, Loma Linda, CA is a predominantly white area, with 30.9% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Loma Linda, CA is asian, making up 28.3% of the population. Foreign-born residents account for 27.5% of the population in Loma Linda, CA, and this percentage has decreased by 10.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 30.9% | -1.0% |
% Black | 9.8% | -14.0% |
% Hispanic | 27.5% | 17.0% |
% Asian | 28.3% | -6.9% |
% Foreign Born | 27.5% | -10.1% |
Mortgage and Risk — Loma Linda, CA
According to HUD data as of 2023, there were 226 mortgage originations in Loma Linda, CA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Loma Linda, CA. Investor activity is low, as 9.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 9.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Loma Linda, CA
As of 2024, the percent of homes in Loma Linda, CA under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Loma Linda, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 324 |
Total Units Section 8 | 324 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,500 | $1,890 |
| 2 Bedroom | $470 | $1,880 | $2,350 |
| 3 Bedroom | $140 | $3,000 | $3,140 |
| 4 Bedroom | $320 | $3,500 | $3,820 |
Affordability — Loma Linda, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.9 |
| Median Home Price | $633,000 |
| Median Household Income | $86,100 |