San Bernardino, CA 92408 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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San Bernardino, CA—92408

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$465,000

2.0% YoY Growth

Household Income

$63,700

61.4% YoY Growth

Days on Market

35

25.0% Shorter YoY

Home Price Forecast

2.0%

Median Rent

$2,200

11.4% YoY Growth

1-Bed Rent

$1,500

16.7% YoY Growth

2-Bed Rent

$2,200

12.3% YoY Growth

3-Bed Rent

$2,700

7.0% YoY Growth

Other Zip Codes in San Bernardino, CA

92407 92411 92401 92404 92410 92405

Home Price Trends — San Bernardino, CA

As of Nov '25, the median home price in San Bernardino, CA is $465,000, with a year-over-year change of -2.0%. This indicates that home prices in San Bernardino, CA are decreasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$465,000	-2.0%
Single Family	$475,000	-2.3%
Condos	$416,000	-2.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — San Bernardino, CA

As of July '25, Rentcast reports the average rent in San Bernardino, CA is $2,400, with a year-over-year rent change of -11.4%. Per bedroom, the median rent as of July '25 in San Bernardino, CA is 1-bedrooms: $1,470, 2-bedrooms: $2,190, 3-bedrooms: $2,800, 4-bedrooms: $3,190. The most common rental property sizes in San Bernardino, CA are 1-bedroom and 2-bedroom, accounting for 32.5% and 32.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,200	$2,400
Studio Rent	N/A	N/A
1 Bed Rent	$1,500	$1,470
2 Bed Rent	$2,200	$2,190
3 Bed Rent	$2,700	$2,800
4 Bed Rent	$3,150	$3,190

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% of Rental Stock

Studio

2.9%

1 Bedroom

32.5%

2 Bedrooms

32.1%

3 Bedrooms

27.7%

4 Bedrooms

4.1%

5+ Bedrooms

0.8%

Property Listings — San Bernardino, CA

As of Nov '25, Realtor.com reports that the median days on market for a home in San Bernardino, CA is 35. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$572,000	2.0%
Listing Count	18	-16.0%
Listings as % of Homes	0.3%	-16.0%
Days on Market	35	-25.0%

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Demographics — San Bernardino, CA

As of the latest ACS Survey released in 2023, San Bernardino, CA has a population of 13,900, which has decreased by -3.8% over the past 5 years. San Bernardino, CA is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	13,900	-3.8%
% Under 18	23.7%	-14.7%
% Seniors	9.8%	4.3%
% WFH	3.9%	-13.3%
% w/ College Degree	18.7%	26.4%

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As of the latest ACS Survey released in 2023, San Bernardino, CA is a predominantly hispanic area, with 61.3% of the population identifying as hispanic. The hispanic population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in San Bernardino, CA is asian, making up 16.9% of the population. Foreign-born residents account for 33.8% of the population in San Bernardino, CA, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	11.2%	-18.2%
% Black	8.7%	-18.7%
% Hispanic	61.3%	2.3%
% Asian	16.9%	20.7%
% Foreign Born	33.8%	8.3%

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Mortgage and Risk — San Bernardino, CA

According to HUD data as of 2023, there were 7 mortgage originations in San Bernardino, CA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 57.0% above 90% LTV (very high). This implies large mortgage risk in San Bernardino, CA. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	7
% Conventional Loans	57.0%
% Government Loans	43.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — San Bernardino, CA

As of 2024, the percent of homes in San Bernardino, CA under the Section 8 program is 13.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In San Bernardino, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD	404
Total Units Section 8	330
% Rentals under Section 8	13.7%
% Occupied Section 8	93.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$50	$1,500	$1,450
2 Bedroom	-$390	$2,200	$1,810
3 Bedroom	-$260	$2,700	$2,440
4 Bedroom	-$170	$3,150	$2,980