Huntington Beach, CA92646

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,327,000
1.9% YoY Growth
Median Household Income
$133,000
37.1% 5-Year Growth
Days on Market
56
47.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$3,900
4.5% YoY Growth
1-Bed Rent
$2,360
3.9% YoY Growth
2-Bed Rent
$3,070
6.6% YoY Growth
3-Bed Rent
$4,400
9.2% YoY Growth

Other Zip Codes in Huntington Beach, CA

Property Listings — Huntington Beach, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Huntington Beach, CA is 56. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,320,000-5.0%
Listing Count
11122.0%
Listings as % of Homes0.3%22.0%
Days on Market
5647.0%
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Demographics — Huntington Beach, CA

As of the latest ACS Survey released in 2023, Huntington Beach, CA has a population of 55,800, which has remained stable by -0.1% over the past 5 years. Huntington Beach, CA is a moderately popular place for families, as children make up 19.0% of the population. The area has a highly educated workforce, with 50.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
55,800-0.1%
% Under 18
19.0%1.6%
% Seniors
23.0%14.4%
% WFH
22.8%240.3%
% w/ College Degree
50.4%15.1%
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As of the latest ACS Survey released in 2023, Huntington Beach, CA is a predominantly white area, with 62.7% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Huntington Beach, CA is hispanic, making up 16.0% of the population. Foreign-born residents account for 14.9% of the population in Huntington Beach, CA, and this percentage has increased by 12.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.7%-7.1%
% Black
0.9%-10.0%
% Hispanic
16.0%9.6%
% Asian
13.3%11.8%
% Foreign Born
14.9%12.9%
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Mortgage and Risk — Huntington Beach, CA

According to HUD data as of 2023, there were 274 mortgage originations in Huntington Beach, CA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Huntington Beach, CA. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
274
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — Huntington Beach, CA

As of 2024, the percent of homes in Huntington Beach, CA under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Huntington Beach, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
104
Total Units Section 8
104
% Rentals under Section 8
2.0%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$270$2,360$2,630
2 Bedroom$40$3,070$3,110
3 Bedroom-$190$4,400$4,210
4 Bedroom-$470$5,500$5,030

Affordability — Huntington Beach, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.4
Median Home Price$1,327,000
Median Household Income$133,000

Huntington Beach, CA — ZIP Code Boundary Map

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Frequently Asked Questions