Silverado, CA92676

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,011,000
1.8% YoY Growth
Median Household Income
$114,000
9.8% 5-Year Growth
Days on Market
94
17.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$8,500
23.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Silverado, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Silverado, CA is 94. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$2,420,000134.0%
Listing Count
1771.0%
Listings as % of Homes1.3%71.0%
Days on Market
9417.0%
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Demographics — Silverado, CA

As of the latest ACS Survey released in 2023, Silverado, CA has a population of 1,970, which has decreased by -8.7% over the past 5 years. Silverado, CA is a moderately popular place for families, as children make up 21.4% of the population. The area has a highly educated workforce, with 51.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,970-8.7%
% Under 18
21.4%19.6%
% Seniors
17.5%15.1%
% WFH
23.5%235.7%
% w/ College Degree
51.5%18.1%
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As of the latest ACS Survey released in 2023, Silverado, CA is a predominantly white area, with 83.1% of the population identifying as white. The white population has grown by 9.9% in the last 5 years. The second most common race or ethnicity in Silverado, CA is hispanic, making up 10.0% of the population. Foreign-born residents account for 11.9% of the population in Silverado, CA, and this percentage has decreased by 8.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.1%9.9%
% Black
0.0%-100.0%
% Hispanic
10.0%-44.4%
% Asian
4.5%136.8%
% Foreign Born
11.9%-8.5%
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Mortgage and Risk — Silverado, CA

According to HUD data as of 2023, there were 43 mortgage originations in Silverado, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Silverado, CA. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
43
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Silverado, CA

Silverado, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,110
2 BedroomN/AN/A$2,510
3 BedroomN/AN/A$3,400
4 Bedroom-$4,470$8,500$4,030

Affordability — Silverado, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.2
Median Home Price$1,011,000
Median Household Income$114,000

Silverado, CA — ZIP Code Boundary Map

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Frequently Asked Questions