Carpinteria, CA93013

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,462,000
4.9% YoY Growth
Median Household Income
$116,000
48.8% 5-Year Growth
Days on Market
45
0.0% Longer than last year
Home Price Forecast
3.0%
Median Rent
$5,000
3.1% YoY Growth
1-Bed Rent
$3,500
22.6% YoY Growth
2-Bed Rent
$5,000
20.8% YoY Growth
3-Bed Rent
$6,000
2.9% YoY Growth

Property Listings — Carpinteria, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Carpinteria, CA is 45. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,900,000-48.0%
Listing Count
5215.0%
Listings as % of Homes0.4%15.0%
Days on Market
450.0%
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Demographics — Carpinteria, CA

As of the latest ACS Survey released in 2023, Carpinteria, CA has a population of 16,300, which has decreased by -1.8% over the past 5 years. Carpinteria, CA is a moderately popular place for families, as children make up 20.6% of the population. The area has a highly educated workforce, with 46.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,300-1.8%
% Under 18
20.6%7.9%
% Seniors
23.6%17.4%
% WFH
14.8%55.8%
% w/ College Degree
46.2%29.1%
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As of the latest ACS Survey released in 2023, Carpinteria, CA is a predominantly white area, with 50.9% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Carpinteria, CA is hispanic, making up 40.7% of the population. Foreign-born residents account for 21.8% of the population in Carpinteria, CA, and this percentage has decreased by 6.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
50.9%-1.7%
% Black
0.9%125.0%
% Hispanic
40.7%-5.1%
% Asian
3.1%24.0%
% Foreign Born
21.8%-6.4%
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Mortgage and Risk — Carpinteria, CA

According to HUD data as of 2023, there were 156 mortgage originations in Carpinteria, CA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Carpinteria, CA. Investor activity is low, as 6.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
156
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
6.0%
% Second Loans
13.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Carpinteria, CA

As of 2024, the percent of homes in Carpinteria, CA under the Section 8 program is 7.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Carpinteria, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
124
Total Units Section 8
118
% Rentals under Section 8
7.5%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$430$3,500$3,070
2 Bedroom-$1,540$5,000$3,460
3 Bedroom-$1,420$6,000$4,580
4 Bedroom-$900$6,000$5,100

Affordability — Carpinteria, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11
Median Home Price$1,462,000
Median Household Income$116,000

Carpinteria, CA — ZIP Code Boundary Map

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Frequently Asked Questions