Pine Mountain Club—93222
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pine Mountain Club
As of Oct '25, the median home price in Pine Mountain Club is $376,000, with a year-over-year change of -4.5%. This indicates that home prices in Pine Mountain Club are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $376,000 | -4.6% |
| Single Family | $376,000 | -5.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $315,000 | -6.0% |
3 Bed | $399,000 | -5.0% |
4 Bed | $464,000 | -4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pine Mountain Club
As of July '25, Rentcast reports the average rent in Pine Mountain Club is $2,350, with a year-over-year rent change of 9.8%. Per bedroom, the median rent as of July '25 in Pine Mountain Club is 2-bedrooms: $1,930, 3-bedrooms: $2,340, 4-bedrooms: $2,650. The most common rental property sizes in Pine Mountain Club are 2-bedroom and 3-bedroom, accounting for 51.8% and 38.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,000 | $1,930 |
| 3 Bed Rent | $2,200 | $2,340 |
| 4 Bed Rent | $2,600 | $2,650 |
% of Rental Stock
Property Listings — Pine Mountain Club
As of Oct '25, Realtor.com reports that the median days on market for a home in Pine Mountain Club is 89. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $422,000 | -3.0% |
Listing Count | 103 | 15.0% |
| Listings as % of Homes | 1.3% | 15.0% |
Days on Market | 89 | -1.0% |
Demographics — Pine Mountain Club
As of the latest ACS Survey released in 2023, Pine Mountain Club has a population of 2,540, which has increased by 71.4% over the past 5 years. Pine Mountain Club is a less popular place for families, as children make up 12.1% of the population. The area has a moderately educated workforce, with 36.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,540 | 71.4% |
% Under 18 | 12.1% | -45.2% |
% Seniors | 27.1% | -0.4% |
% WFH | 22.7% | 7.6% |
% w/ College Degree | 36.9% | 40.3% |
As of the latest ACS Survey released in 2023, Pine Mountain Club is a predominantly white area, with 57.7% of the population identifying as white. The white population has shrunk by 36.5% in the last 5 years. The second most common race or ethnicity in Pine Mountain Club is hispanic, making up 21.4% of the population. Foreign-born residents account for 12.8% of the population in Pine Mountain Club, and this percentage has increased by 265.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.7% | -36.5% |
% Black | 0.0% | N/A |
% Hispanic | 21.4% | 2,277.8% |
% Asian | 16.4% | 1,540.0% |
% Foreign Born | 12.8% | 265.7% |
Mortgage and Risk — Pine Mountain Club
According to HUD data as of 2023, there were 113 mortgage originations in Pine Mountain Club, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Pine Mountain Club. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 113 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 1.0% |
% Second Loans | 19.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Pine Mountain Club
Pine Mountain Club lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,370 |
| 2 Bedroom | -$220 | $2,000 | $1,780 |
| 3 Bedroom | $290 | $2,200 | $2,490 |
| 4 Bedroom | $390 | $2,600 | $2,990 |
Affordability — Pine Mountain Club
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $376,000 |
| Median Household Income | $56,400 |