Templeton, CA—93465
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Templeton, CA
As of Oct '25, the median home price in Templeton, CA is $979,000, with a year-over-year change of 1.4%. This indicates that home prices in Templeton, CA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $979,000 | 1.4% |
| Single Family | $987,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $740,000 | 1.4% |
3 Bed | $861,000 | 1.4% |
4 Bed | $1,248,000 | 2.2% |
| 5 Bed | $1,705,000 | 0.5% |
% of Housing Stock
Rental Trends — Templeton, CA
As of July '25, Rentcast reports the average rent in Templeton, CA is $3,040, with a year-over-year rent change of -3.8%. Per bedroom, the median rent as of July '25 in Templeton, CA is 1-bedrooms: $2,000, 2-bedrooms: $2,500, 3-bedrooms: $3,200, 4-bedrooms: $3,500. The most common rental property sizes in Templeton, CA are 3-bedroom and 4-bedroom, accounting for 49.7% and 21.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,040 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,000 |
| 2 Bed Rent | $2,700 | $2,500 |
| 3 Bed Rent | $3,100 | $3,200 |
| 4 Bed Rent | $3,400 | $3,500 |
% of Rental Stock
Property Listings — Templeton, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Templeton, CA is 100. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,890,000 | 13.0% |
Listing Count | 27 | -20.0% |
| Listings as % of Homes | 0.5% | -20.0% |
Days on Market | 100 | 26.0% |
Demographics — Templeton, CA
As of the latest ACS Survey released in 2023, Templeton, CA has a population of 10,200, which has increased by 15.0% over the past 5 years. Templeton, CA is a moderately popular place for families, as children make up 23.1% of the population. The area has a highly educated workforce, with 47.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,200 | 15.0% |
% Under 18 | 23.1% | -6.1% |
% Seniors | 21.9% | 9.0% |
% WFH | 11.9% | 85.9% |
% w/ College Degree | 47.2% | 26.2% |
As of the latest ACS Survey released in 2023, Templeton, CA is a predominantly white area, with 77.6% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Templeton, CA is hispanic, making up 15.8% of the population. Foreign-born residents account for 5.2% of the population in Templeton, CA, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.6% | -10.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 15.8% | 85.9% |
% Asian | 1.2% | 200.0% |
% Foreign Born | 5.2% | 8.3% |
Mortgage and Risk — Templeton, CA
According to HUD data as of 2023, there were 114 mortgage originations in Templeton, CA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 41.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Templeton, CA. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 114 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Templeton, CA
As of 2024, the percent of homes in Templeton, CA under the Section 8 program is 7.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Templeton, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 7.3% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $2,000 | $2,350 |
| 2 Bedroom | $380 | $2,700 | $3,080 |
| 3 Bedroom | $1,010 | $3,100 | $4,110 |
| 4 Bedroom | $1,260 | $3,400 | $4,660 |
Affordability — Templeton, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.5 |
| Median Home Price | $979,000 |
| Median Household Income | $121,000 |