Coarsegold, CA—93614
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Coarsegold, CA
As of Oct '25, the median home price in Coarsegold, CA is $421,000, with a year-over-year change of -0.5%. This indicates that home prices in Coarsegold, CA are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $421,000 | -0.5% |
| Single Family | $421,000 | -0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $343,000 | -1.4% |
3 Bed | $402,000 | -1.0% |
4 Bed | $501,000 | -0.2% |
| 5 Bed | $595,000 | 0.2% |
% of Housing Stock
Rental Trends — Coarsegold, CA
As of July '25, Rentcast reports the average rent in Coarsegold, CA is $3,070, with a year-over-year rent change of 21.8%. Per bedroom, the median rent as of July '25 in Coarsegold, CA is 2-bedrooms: $4,500, 3-bedrooms: $2,400, 4-bedrooms: $2,700. The most common rental property sizes in Coarsegold, CA are 3-bedroom and 4-bedroom, accounting for 47.5% and 37.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $3,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $4,500 | $4,500 |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | $2,600 | $2,700 |
% of Rental Stock
Property Listings — Coarsegold, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Coarsegold, CA is 96. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $457,000 | -8.0% |
Listing Count | 121 | 21.0% |
| Listings as % of Homes | 1.7% | 21.0% |
Days on Market | 96 | 37.0% |
Demographics — Coarsegold, CA
As of the latest ACS Survey released in 2023, Coarsegold, CA has a population of 11,100, which has decreased by -4.6% over the past 5 years. Coarsegold, CA is a moderately popular place for families, as children make up 21.4% of the population. The area has a moderately educated workforce, with 26.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,100 | -4.6% |
% Under 18 | 21.4% | 2.4% |
% Seniors | 26.9% | -4.9% |
% WFH | 12.0% | 172.7% |
% w/ College Degree | 26.6% | 4.3% |
As of the latest ACS Survey released in 2023, Coarsegold, CA is a predominantly white area, with 73.5% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Coarsegold, CA is hispanic, making up 14.5% of the population. Foreign-born residents account for 3.1% of the population in Coarsegold, CA, and this percentage has decreased by 29.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.5% | -3.7% |
% Black | 1.9% | 72.7% |
% Hispanic | 14.5% | 0.0% |
% Asian | 0.9% | -52.6% |
% Foreign Born | 3.1% | -29.5% |
Mortgage and Risk — Coarsegold, CA
According to HUD data as of 2023, there were 240 mortgage originations in Coarsegold, CA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Coarsegold, CA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 240 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Coarsegold, CA
Coarsegold, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,420 |
| 2 Bedroom | -$2,660 | $4,500 | $1,840 |
| 3 Bedroom | $180 | $2,400 | $2,580 |
| 4 Bedroom | $340 | $2,600 | $2,940 |
Affordability — Coarsegold, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $421,000 |
| Median Household Income | $87,400 |