Cutler, CA—93615
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cutler, CA
As of Oct '25, the median home price in Cutler, CA is $266,000, with a year-over-year change of -1.8%. This indicates that home prices in Cutler, CA are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | -1.8% |
| Single Family | $266,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $281,000 | 2.6% |
4 Bed | $315,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cutler, CA
As of July '25, Rentcast reports the average rent in Cutler, CA is $1,640, with a year-over-year rent change of 118.7%. Per bedroom, the median rent as of July '25 in Cutler, CA is 2-bedrooms: $1,300, 3-bedrooms: $2,000. The most common rental property sizes in Cutler, CA are 3-bedroom and 2-bedroom, accounting for 45.4% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,300 | $1,300 |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cutler, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cutler, CA is 110. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $550,000 | -5.0% |
Listing Count | 5 | 150.0% |
| Listings as % of Homes | 0.1% | 150.0% |
Days on Market | 110 | 16.0% |
Demographics — Cutler, CA
As of the latest ACS Survey released in 2023, Cutler, CA has a population of 5,660, which has decreased by -13.0% over the past 5 years. Cutler, CA is a popular place for families, as children make up 35.9% of the population. The area has a poorly educated workforce, with 6.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,660 | -13.0% |
% Under 18 | 35.9% | 9.8% |
% Seniors | 8.8% | 7.3% |
% WFH | 1.8% | 157.1% |
% w/ College Degree | 6.8% | 325.0% |
As of the latest ACS Survey released in 2023, Cutler, CA is a predominantly hispanic area, with 94.9% of the population identifying as hispanic. The hispanic population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Cutler, CA is black, making up 3.7% of the population. Foreign-born residents account for 42.1% of the population in Cutler, CA, and this percentage has increased by 11.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 2.2% | -57.7% |
% Black | 3.7% | ∞% |
% Hispanic | 94.9% | 2.9% |
% Asian | 1.4% | 55.6% |
% Foreign Born | 42.1% | 11.1% |
Mortgage and Risk — Cutler, CA
According to HUD data as of 2023, there were 13 mortgage originations in Cutler, CA, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Cutler, CA. Investor activity is low, as 0.0% of loans were by investors. 31.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 13 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 31.0% |
Loan Activity
Rentals and Section 8 — Cutler, CA
Cutler, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 65 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | $100 | $1,300 | $1,400 |
| 3 Bedroom | -$70 | $2,000 | $1,930 |
| 4 Bedroom | N/A | N/A | $2,230 |
Affordability — Cutler, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $266,000 |
| Median Household Income | $61,100 |