North Fork, CA—93643
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Fork, CA
As of Oct '25, the median home price in North Fork, CA is $392,000, with a year-over-year change of 1.5%. This indicates that home prices in North Fork, CA are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $392,000 | 1.5% |
| Single Family | $391,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $308,000 | 1.3% |
3 Bed | $415,000 | 1.7% |
4 Bed | $523,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Fork, CA
North Fork, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Fork, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in North Fork, CA is 120. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $395,000 | -4.0% |
Listing Count | 29 | -2.0% |
| Listings as % of Homes | 0.9% | -2.0% |
Days on Market | 120 | 4.0% |
Demographics — North Fork, CA
As of the latest ACS Survey released in 2023, North Fork, CA has a population of 2,780, which has decreased by -6.1% over the past 5 years. North Fork, CA is a less popular place for families, as children make up 13.2% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,780 | -6.1% |
% Under 18 | 13.2% | -34.7% |
% Seniors | 40.4% | 41.3% |
% WFH | 15.7% | 46.7% |
% w/ College Degree | 19.8% | -18.9% |
As of the latest ACS Survey released in 2023, North Fork, CA is a predominantly white area, with 72.1% of the population identifying as white. The white population has grown by 9.4% in the last 5 years. The second most common race or ethnicity in North Fork, CA is hispanic, making up 8.6% of the population. Foreign-born residents account for 4.5% of the population in North Fork, CA, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.1% | 9.4% |
% Black | 0.1% | ∞% |
% Hispanic | 8.6% | -56.3% |
% Asian | 0.2% | -91.7% |
% Foreign Born | 4.5% | 80.0% |
Mortgage and Risk — North Fork, CA
According to HUD data as of 2023, there were 168 mortgage originations in North Fork, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in North Fork, CA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 168 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 1.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — North Fork, CA
North Fork, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,290 |
| 3 Bedroom | N/A | N/A | $1,800 |
| 4 Bedroom | N/A | N/A | $1,990 |
Affordability — North Fork, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $392,000 |
| Median Household Income | $67,600 |