Daly City, CA94014

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$977,000
4.5% YoY Growth
Median Household Income
$116,000
29.9% 5-Year Growth
Days on Market
27
10.0% Longer than last year
Home Price Forecast
-2.0%
Median Rent
$2,500
15.9% YoY Growth
1-Bed Rent
$2,100
9.1% YoY Growth
2-Bed Rent
$3,000
3.0% YoY Growth
3-Bed Rent
$4,800
3.8% YoY Growth

Other Zip Codes in Daly City, CA

Property Listings — Daly City, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Daly City, CA is 27. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$999,000-2.0%
Listing Count
472.0%
Listings as % of Homes0.2%2.0%
Days on Market
2710.0%
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Demographics — Daly City, CA

As of the latest ACS Survey released in 2023, Daly City, CA has a population of 46,300, which has decreased by -6.6% over the past 5 years. Daly City, CA is a moderately popular place for families, as children make up 15.4% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
46,300-6.6%
% Under 18
15.4%-7.2%
% Seniors
19.3%24.5%
% WFH
12.1%572.2%
% w/ College Degree
33.4%4.4%
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As of the latest ACS Survey released in 2023, Daly City, CA is a predominantly asian area, with 55.0% of the population identifying as asian. The asian population has grown by 6.0% in the last 5 years. The second most common race or ethnicity in Daly City, CA is hispanic, making up 29.8% of the population. Foreign-born residents account for 53.9% of the population in Daly City, CA, and this percentage has increased by 1.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
8.7%-7.4%
% Black
2.8%-12.5%
% Hispanic
29.8%-10.0%
% Asian
55.0%6.0%
% Foreign Born
53.9%1.7%
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Mortgage and Risk — Daly City, CA

According to HUD data as of 2023, there were 246 mortgage originations in Daly City, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Daly City, CA. Investor activity is low, as 6.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
246
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Daly City, CA

As of 2024, the percent of homes in Daly City, CA under the Section 8 program is 10.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Daly City, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
662
Total Units Section 8
604
% Rentals under Section 8
10.9%
% Occupied Section 8
89.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$440$2,100$2,540
2 Bedroom$30$3,000$3,030
3 Bedroom-$1,090$4,800$3,710
4 Bedroom-$1,620$5,650$4,030

Affordability — Daly City, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8.8
Median Home Price$977,000
Median Household Income$116,000

Daly City, CA — ZIP Code Boundary Map

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Frequently Asked Questions