Millbrae, CA94030

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,966,000
1.7% YoY Growth
Median Household Income
$158,000
30.7% 5-Year Growth
Days on Market
46
67.0% Longer than last year
Home Price Forecast
-1.2%
Median Rent
$3,380
1.3% YoY Growth
1-Bed Rent
$2,500
10.3% YoY Growth
2-Bed Rent
$3,380
14.2% YoY Growth
3-Bed Rent
$5,500
9.7% YoY Growth

Property Listings — Millbrae, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Millbrae, CA is 46. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$998,000-36.0%
Listing Count
3638.0%
Listings as % of Homes0.2%38.0%
Days on Market
4667.0%
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Demographics — Millbrae, CA

As of the latest ACS Survey released in 2023, Millbrae, CA has a population of 22,600, which has remained stable by -0.5% over the past 5 years. Millbrae, CA is a moderately popular place for families, as children make up 18.5% of the population. The area has a highly educated workforce, with 50.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,600-0.5%
% Under 18
18.5%-4.1%
% Seniors
21.0%11.7%
% WFH
19.9%290.2%
% w/ College Degree
50.5%-1.9%
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As of the latest ACS Survey released in 2023, Millbrae, CA is a predominantly asian area, with 49.0% of the population identifying as asian. The asian population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in Millbrae, CA is white, making up 31.9% of the population. Foreign-born residents account for 40.4% of the population in Millbrae, CA, and this percentage has increased by 2.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
31.9%-6.7%
% Black
0.5%-28.6%
% Hispanic
12.1%1.7%
% Asian
49.0%2.3%
% Foreign Born
40.4%2.5%
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Mortgage and Risk — Millbrae, CA

According to HUD data as of 2023, there were 153 mortgage originations in Millbrae, CA, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Millbrae, CA. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
153
% Conventional Loans
100.0%
% Government Loans
0.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Millbrae, CA

Millbrae, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
116
Total Units Section 8
116
% Rentals under Section 8
3.8%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$910$2,500$3,410
2 Bedroom$690$3,380$4,070
3 Bedroom-$420$5,500$5,080
4 BedroomN/AN/A$5,400

Affordability — Millbrae, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio11.3
Median Home Price$1,966,000
Median Household Income$158,000

Millbrae, CA — ZIP Code Boundary Map

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Frequently Asked Questions