Pacifica, CA—94044
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pacifica, CA
As of Oct '25, the median home price in Pacifica, CA is $1,230,000, with a year-over-year change of -2.9%. This indicates that home prices in Pacifica, CA are decreasing. According to Zillow, the 1-year price projection is -1.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,230,000 | -2.9% |
| Single Family | $1,238,000 | -2.8% |
| Condos | $881,000 | -4.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $858,000 | -6.2% |
2 Bed | $917,000 | -4.3% |
3 Bed | $1,205,000 | -3.3% |
4 Bed | $1,432,000 | -1.5% |
| 5 Bed | $1,591,000 | -2.0% |
% of Housing Stock
Rental Trends — Pacifica, CA
As of July '25, Rentcast reports the average rent in Pacifica, CA is $3,730, with a year-over-year rent change of -4.1%. Per bedroom, the median rent as of July '25 in Pacifica, CA is studios: $2,230, 1-bedrooms: $2,600, 2-bedrooms: $3,430, 3-bedrooms: $4,940, 4-bedrooms: $5,970. The most common rental property sizes in Pacifica, CA are 1-bedroom and 2-bedroom, accounting for 31.2% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,010 | $3,730 |
| Studio Rent | $2,020 | $2,230 |
| 1 Bed Rent | $2,660 | $2,600 |
| 2 Bed Rent | $3,010 | $3,430 |
| 3 Bed Rent | $4,500 | $4,940 |
| 4 Bed Rent | $5,880 | $5,970 |
% of Rental Stock
Property Listings — Pacifica, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Pacifica, CA is 39. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,400,000 | 2.0% |
Listing Count | 76 | 11.0% |
| Listings as % of Homes | 0.2% | 11.0% |
Days on Market | 39 | 21.0% |
Demographics — Pacifica, CA
As of the latest ACS Survey released in 2023, Pacifica, CA has a population of 37,500, which has decreased by -3.9% over the past 5 years. Pacifica, CA is a moderately popular place for families, as children make up 18.3% of the population. The area has a highly educated workforce, with 48.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,500 | -3.9% |
% Under 18 | 18.3% | -3.7% |
% Seniors | 20.3% | 26.1% |
% WFH | 21.2% | 417.1% |
% w/ College Degree | 48.5% | 8.7% |
As of the latest ACS Survey released in 2023, Pacifica, CA is a predominantly white area, with 48.5% of the population identifying as white. The white population has shrunk by 8.7% in the last 5 years. The second most common race or ethnicity in Pacifica, CA is asian, making up 21.2% of the population. Foreign-born residents account for 21.9% of the population in Pacifica, CA, and this percentage has increased by 9.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 48.5% | -8.7% |
% Black | 2.0% | 5.3% |
% Hispanic | 19.3% | 2.1% |
% Asian | 21.2% | 3.4% |
% Foreign Born | 21.9% | 9.5% |
Mortgage and Risk — Pacifica, CA
According to HUD data as of 2023, there were 385 mortgage originations in Pacifica, CA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Pacifica, CA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 385 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Pacifica, CA
As of 2024, the percent of homes in Pacifica, CA under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Pacifica, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 462 |
Total Units Section 8 | 421 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 89.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $2,660 | $2,770 |
| 2 Bedroom | $300 | $3,010 | $3,310 |
| 3 Bedroom | -$370 | $4,500 | $4,130 |
| 4 Bedroom | -$1,490 | $5,880 | $4,390 |
Affordability — Pacifica, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $1,230,000 |
| Median Household Income | $157,000 |