Chinatown, San Francisco, CA—94108
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chinatown, San Francisco, CA
As of Oct '25, the median home price in Chinatown, San Francisco, CA is $924,000, with a year-over-year change of -0.2%. This indicates that home prices in Chinatown, San Francisco, CA are flat. According to Zillow, the 1-year price projection is -0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $924,000 | -0.2% |
| Single Family | N/A | N/A |
| Condos | $834,000 | -0.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $627,000 | -2.8% |
2 Bed | $1,263,000 | 1.6% |
3 Bed | $1,821,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chinatown, San Francisco, CA
As of July '25, Rentcast reports the average rent in Chinatown, San Francisco, CA is $2,470, with a year-over-year rent change of -24.7%. Per bedroom, the median rent as of July '25 in Chinatown, San Francisco, CA is studios: $1,730, 1-bedrooms: $2,810, 2-bedrooms: $4,320, 3-bedrooms: $4,440. The most common rental property sizes in Chinatown, San Francisco, CA are studio and 1-bedroom, accounting for 47.1% and 27.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,470 |
| Studio Rent | $1,820 | $1,730 |
| 1 Bed Rent | $2,940 | $2,810 |
| 2 Bed Rent | $4,000 | $4,320 |
| 3 Bed Rent | $4,300 | $4,440 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chinatown, San Francisco, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Chinatown, San Francisco, CA is 69. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,240,000 | -22.0% |
Listing Count | 16 | -45.0% |
| Listings as % of Homes | 0.2% | -45.0% |
Days on Market | 69 | -2.0% |
Demographics — Chinatown, San Francisco, CA
As of the latest ACS Survey released in 2023, Chinatown, San Francisco, CA has a population of 11,000, which has decreased by -24.3% over the past 5 years. Chinatown, San Francisco, CA is a less popular place for families, as children make up 7.2% of the population. The area has a highly educated workforce, with 45.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,000 | -24.3% |
% Under 18 | 7.2% | -17.2% |
% Seniors | 26.3% | 21.2% |
% WFH | 30.3% | 494.1% |
% w/ College Degree | 45.3% | -0.9% |
As of the latest ACS Survey released in 2023, Chinatown, San Francisco, CA is a predominantly asian area, with 53.5% of the population identifying as asian. The asian population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Chinatown, San Francisco, CA is white, making up 29.9% of the population. Foreign-born residents account for 50.9% of the population in Chinatown, San Francisco, CA, and this percentage has increased by 0.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 29.9% | -4.5% |
% Black | 1.8% | -25.0% |
% Hispanic | 7.4% | 12.1% |
% Asian | 53.5% | -4.6% |
% Foreign Born | 50.9% | 0.6% |
Mortgage and Risk — Chinatown, San Francisco, CA
According to HUD data as of 2023, there were 32 mortgage originations in Chinatown, San Francisco, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Chinatown, San Francisco, CA. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 3.0% |
% Second Loans | 12.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Chinatown, San Francisco, CA
Chinatown, San Francisco, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 629 |
Total Units Section 8 | 525 |
% Rentals under Section 8 | 9.1% |
% Occupied Section 8 | 93.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$400 | $2,940 | $2,540 |
| 2 Bedroom | -$970 | $4,000 | $3,030 |
| 3 Bedroom | -$590 | $4,300 | $3,710 |
| 4 Bedroom | N/A | N/A | $4,030 |
Affordability — Chinatown, San Francisco, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 16.1 |
| Median Home Price | $924,000 |
| Median Household Income | $63,900 |