Embarcadero, CA—94130
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Embarcadero, CA
Embarcadero, CA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Embarcadero, CA
As of July '25, Rentcast reports the average rent in Embarcadero, CA is $3,990, with a year-over-year rent change of 3.6%. Per bedroom, the median rent as of July '25 in Embarcadero, CA is studios: $2,810, 1-bedrooms: $4,210, 2-bedrooms: $5,700. The most common rental property sizes in Embarcadero, CA are 3-bedroom and 4-bedroom, accounting for 33.5% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,990 | $3,990 |
| Studio Rent | $2,540 | $2,810 |
| 1 Bed Rent | $3,990 | $4,210 |
| 2 Bed Rent | $5,700 | $5,700 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Embarcadero, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Embarcadero, CA is 42. This is a decrease of -56.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,120,000 | -46.0% |
Listing Count | 14 | 21.0% |
| Listings as % of Homes | N/A | 21.0% |
Days on Market | 42 | -56.0% |
Demographics — Embarcadero, CA
As of the latest ACS Survey released in 2023, Embarcadero, CA has a population of 2,830, which has decreased by -7.7% over the past 5 years. Embarcadero, CA is a moderately popular place for families, as children make up 15.3% of the population. The area has a moderately educated workforce, with 36.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,830 | -7.7% |
% Under 18 | 15.3% | 15.0% |
% Seniors | 3.3% | 3.1% |
% WFH | 12.8% | 166.7% |
% w/ College Degree | 36.0% | -4.3% |
As of the latest ACS Survey released in 2023, Embarcadero, CA is a predominantly hispanic area, with 31.6% of the population identifying as hispanic. The hispanic population has grown by 8.6% in the last 5 years. The second most common race or ethnicity in Embarcadero, CA is white, making up 29.6% of the population. Foreign-born residents account for 29.1% of the population in Embarcadero, CA, and this percentage has increased by 9.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 29.6% | 10.0% |
% Black | 20.1% | -1.0% |
% Hispanic | 31.6% | 8.6% |
% Asian | 7.2% | -39.5% |
% Foreign Born | 29.1% | 9.0% |
Mortgage and Risk — Embarcadero, CA
According to HUD data as of 2023, there were 14 mortgage originations in Embarcadero, CA, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Embarcadero, CA. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 14 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Embarcadero, CA
Embarcadero, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 148 |
Total Units Section 8 | 148 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,200 | $3,990 | $2,790 |
| 2 Bedroom | -$2,370 | $5,700 | $3,330 |
| 3 Bedroom | N/A | N/A | $4,150 |
| 4 Bedroom | N/A | N/A | $4,410 |
Affordability — Embarcadero, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $91,800 |