Alameda, CA94501

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,103,000
4.9% YoY Growth
Median Household Income
$120,000
33.1% 5-Year Growth
Days on Market
37
31.0% Longer than last year
Home Price Forecast
-2.1%
Median Rent
$2,400
6.6% YoY Growth
1-Bed Rent
$2,100
0.5% YoY Growth
2-Bed Rent
$2,700
4.7% YoY Growth
3-Bed Rent
$3,900
3.3% YoY Growth

Other Zip Codes in Alameda, CA

Property Listings — Alameda, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Alameda, CA is 37. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$895,000-9.0%
Listing Count
9731.0%
Listings as % of Homes0.1%31.0%
Days on Market
3731.0%
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Demographics — Alameda, CA

As of the latest ACS Survey released in 2023, Alameda, CA has a population of 63,500, which has remained stable by -0.5% over the past 5 years. Alameda, CA is a moderately popular place for families, as children make up 21.9% of the population. The area has a highly educated workforce, with 58.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
63,500-0.5%
% Under 18
21.9%11.7%
% Seniors
16.2%8.7%
% WFH
27.6%278.1%
% w/ College Degree
58.1%14.4%
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As of the latest ACS Survey released in 2023, Alameda, CA is a predominantly white area, with 41.2% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Alameda, CA is asian, making up 28.1% of the population. Foreign-born residents account for 25.3% of the population in Alameda, CA, and this percentage has decreased by 4.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
41.2%-7.0%
% Black
6.9%-13.7%
% Hispanic
14.5%15.1%
% Asian
28.1%0.0%
% Foreign Born
25.3%-4.5%
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Mortgage and Risk — Alameda, CA

According to HUD data as of 2023, there were 587 mortgage originations in Alameda, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Alameda, CA. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
587
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Alameda, CA

As of 2024, the percent of homes in Alameda, CA under the Section 8 program is 13.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Alameda, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,982
Total Units Section 8
1,952
% Rentals under Section 8
13.0%
% Occupied Section 8
87.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$130$2,100$2,230
2 Bedroom$20$2,700$2,720
3 Bedroom-$420$3,900$3,480
4 Bedroom-$120$4,250$4,130

Affordability — Alameda, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9.6
Median Home Price$1,103,000
Median Household Income$120,000

Alameda, CA — ZIP Code Boundary Map

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Frequently Asked Questions