Alameda, CA94502

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,137,000
3.5% YoY Growth
Household Income
$195,000
38.7% YoY Growth
Days on Market
48
25.0% Longer YoY
Home Price Forecast
-1.5%
Median Rent
$3,950
12.0% YoY Growth
1-Bed Rent
$3,200
N/A
2-Bed Rent
$3,800
9.3% YoY Growth
3-Bed Rent
$4,300
6.2% YoY Growth

Other Zip Codes in Alameda, CA

Property Listings — Alameda, CA

As of Nov '25, Realtor.com reports that the median days on market for a home in Alameda, CA is 48. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$948,000-9.0%
Listing Count
3539.0%
Listings as % of Homes0.2%39.0%
Days on Market
4825.0%
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Demographics — Alameda, CA

As of the latest ACS Survey released in 2023, Alameda, CA has a population of 13,400, which has decreased by -8.6% over the past 5 years. Alameda, CA is a moderately popular place for families, as children make up 24.9% of the population. The area has a highly educated workforce, with 71.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 30.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,400-8.6%
% Under 18
24.9%6.4%
% Seniors
21.6%37.6%
% WFH
30.8%333.8%
% w/ College Degree
71.0%18.9%
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As of the latest ACS Survey released in 2023, Alameda, CA is a predominantly asian area, with 40.4% of the population identifying as asian. The asian population has shrunk by 10.0% in the last 5 years. The second most common race or ethnicity in Alameda, CA is white, making up 37.1% of the population. Foreign-born residents account for 25.6% of the population in Alameda, CA, and this percentage has increased by 4.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
37.1%2.5%
% Black
2.3%-34.3%
% Hispanic
12.8%37.6%
% Asian
40.4%-10.0%
% Foreign Born
25.6%4.1%
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Mortgage and Risk — Alameda, CA

According to HUD data as of 2023, there were 160 mortgage originations in Alameda, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Alameda, CA. Investor activity is low, as 3.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
160
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
4.0%
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Rentals and Section 8 — Alameda, CA

As of 2024, the percent of homes in Alameda, CA under the Section 8 program is 7.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Alameda, CA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
38
Total Units Section 8
38
% Rentals under Section 8
7.6%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$3,200$3,090
2 Bedroom-$40$3,800$3,760
3 Bedroom$510$4,300$4,810
4 Bedroom$770$4,950$5,720

Affordability — Alameda, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.8
Median Home Price$1,137,000
Median Household Income$195,000

Alameda, CA — ZIP Code Boundary Map

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Frequently Asked Questions