Napa, CA—94559
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Napa, CA
Home Price Trends — Napa, CA
As of Oct '25, the median home price in Napa, CA is $799,000, with a year-over-year change of -5.7%. This indicates that home prices in Napa, CA are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $799,000 | -5.7% |
| Single Family | $814,000 | -5.9% |
| Condos | $620,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $601,000 | -2.4% |
2 Bed | $702,000 | -5.8% |
3 Bed | $820,000 | -5.5% |
4 Bed | $1,136,000 | -4.0% |
| 5 Bed | $1,463,000 | -2.8% |
% of Housing Stock
Rental Trends — Napa, CA
As of July '25, Rentcast reports the average rent in Napa, CA is $2,910, with a year-over-year rent change of -4.3%. Per bedroom, the median rent as of July '25 in Napa, CA is studios: $1,490, 1-bedrooms: $2,120, 2-bedrooms: $3,250, 3-bedrooms: $3,640, 4-bedrooms: $5,250. The most common rental property sizes in Napa, CA are 2-bedroom and 1-bedroom, accounting for 41.5% and 31.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,620 | $2,910 |
| Studio Rent | $1,350 | $1,490 |
| 1 Bed Rent | $1,900 | $2,120 |
| 2 Bed Rent | $3,200 | $3,250 |
| 3 Bed Rent | $3,600 | $3,640 |
| 4 Bed Rent | $5,250 | $5,250 |
% of Rental Stock
Property Listings — Napa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Napa, CA is 88. This is a increase of 66.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,280,000 | -4.0% |
Listing Count | 111 | 42.0% |
| Listings as % of Homes | 0.3% | 42.0% |
Days on Market | 88 | 66.0% |
Demographics — Napa, CA
As of the latest ACS Survey released in 2023, Napa, CA has a population of 27,800, which has increased by 1.1% over the past 5 years. Napa, CA is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 37.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,800 | 1.1% |
% Under 18 | 21.6% | -2.3% |
% Seniors | 16.6% | 5.7% |
% WFH | 14.7% | 153.4% |
% w/ College Degree | 37.2% | 14.5% |
As of the latest ACS Survey released in 2023, Napa, CA is a predominantly white area, with 51.1% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Napa, CA is hispanic, making up 41.4% of the population. Foreign-born residents account for 20.2% of the population in Napa, CA, and this percentage has decreased by 5.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.1% | -4.1% |
% Black | 0.9% | -18.2% |
% Hispanic | 41.4% | 3.2% |
% Asian | 3.3% | 43.5% |
% Foreign Born | 20.2% | -5.2% |
Mortgage and Risk — Napa, CA
According to HUD data as of 2023, there were 308 mortgage originations in Napa, CA, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Napa, CA. Investor activity is low, as 5.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 308 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 5.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Napa, CA
As of 2024, the percent of homes in Napa, CA under the Section 8 program is 10.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Napa, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 542 |
Total Units Section 8 | 521 |
% Rentals under Section 8 | 10.1% |
% Occupied Section 8 | 75.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,900 | $1,970 |
| 2 Bedroom | -$620 | $3,200 | $2,580 |
| 3 Bedroom | -$240 | $3,600 | $3,360 |
| 4 Bedroom | -$1,420 | $5,250 | $3,830 |
Affordability — Napa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.5 |
| Median Home Price | $799,000 |
| Median Household Income | $101,000 |