Saint Helena, CA94574

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,646,000
3.7% YoY Growth
Median Household Income
$140,000
56.9% 5-Year Growth
Days on Market
104
55.0% Longer than last year
Home Price Forecast
-1.8%
Median Rent
$3,950
4.9% YoY Growth
1-Bed Rent
$2,420
4.0% YoY Growth
2-Bed Rent
$3,200
0.3% YoY Growth
3-Bed Rent
$5,000
6.2% YoY Growth

Property Listings — Saint Helena, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Helena, CA is 104. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$2,500,00016.0%
Listing Count
9319.0%
Listings as % of Homes0.9%19.0%
Days on Market
10455.0%
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Demographics — Saint Helena, CA

As of the latest ACS Survey released in 2023, Saint Helena, CA has a population of 7,650, which has decreased by -11.9% over the past 5 years. Saint Helena, CA is a moderately popular place for families, as children make up 17.3% of the population. The area has a highly educated workforce, with 56.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,650-11.9%
% Under 18
17.3%3.0%
% Seniors
28.5%1.4%
% WFH
18.4%121.7%
% w/ College Degree
56.1%15.0%
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As of the latest ACS Survey released in 2023, Saint Helena, CA is a predominantly white area, with 67.9% of the population identifying as white. The white population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Saint Helena, CA is hispanic, making up 26.6% of the population. Foreign-born residents account for 21.6% of the population in Saint Helena, CA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.9%2.4%
% Black
0.8%-27.3%
% Hispanic
26.6%-8.3%
% Asian
1.2%-33.3%
% Foreign Born
21.6%0.0%
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Mortgage and Risk — Saint Helena, CA

According to HUD data as of 2023, there were 81 mortgage originations in Saint Helena, CA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Saint Helena, CA. Investor activity is low, as 5.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
81
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
5.0%
% Second Loans
19.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Saint Helena, CA

As of 2024, the percent of homes in Saint Helena, CA under the Section 8 program is 5.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Helena, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
66
Total Units Section 8
66
% Rentals under Section 8
5.8%
% Occupied Section 8
91.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$460$2,420$1,960
2 Bedroom-$630$3,200$2,570
3 Bedroom-$1,650$5,000$3,350
4 Bedroom-$4,690$8,500$3,810

Affordability — Saint Helena, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio13.1
Median Home Price$1,646,000
Median Household Income$140,000

Saint Helena, CA — ZIP Code Boundary Map

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Frequently Asked Questions