San Lorenzo, CA94580

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$804,000
5.0% YoY Growth
Median Household Income
$110,000
21.1% 5-Year Growth
Days on Market
19
28.0% Longer than last year
Home Price Forecast
-2.2%
Median Rent
$2,450
23.4% YoY Growth
1-Bed Rent
$1,980
6.5% YoY Growth
2-Bed Rent
$2,600
3.5% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — San Lorenzo, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in San Lorenzo, CA is 19. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$851,0000.0%
Listing Count
309.0%
Listings as % of Homes0.2%9.0%
Days on Market
1928.0%
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Demographics — San Lorenzo, CA

As of the latest ACS Survey released in 2023, San Lorenzo, CA has a population of 28,900, which has decreased by -3.6% over the past 5 years. San Lorenzo, CA is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 25.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,900-3.6%
% Under 18
19.3%-11.5%
% Seniors
16.2%23.7%
% WFH
9.1%295.7%
% w/ College Degree
25.7%-1.2%
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As of the latest ACS Survey released in 2023, San Lorenzo, CA is a predominantly hispanic area, with 36.4% of the population identifying as hispanic. The hispanic population has shrunk by 12.9% in the last 5 years. The second most common race or ethnicity in San Lorenzo, CA is asian, making up 36.0% of the population. Foreign-born residents account for 38.5% of the population in San Lorenzo, CA, and this percentage has increased by 11.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
18.7%-13.8%
% Black
4.0%-29.8%
% Hispanic
36.4%-12.9%
% Asian
36.0%29.5%
% Foreign Born
38.5%11.0%
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Mortgage and Risk — San Lorenzo, CA

According to HUD data as of 2023, there were 289 mortgage originations in San Lorenzo, CA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in San Lorenzo, CA. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
289
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — San Lorenzo, CA

San Lorenzo, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
272
Total Units Section 8
189
% Rentals under Section 8
7.4%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$190$1,980$2,170
2 Bedroom$50$2,600$2,650
3 BedroomN/AN/A$3,390
4 Bedroom$80$3,950$4,030

Affordability — San Lorenzo, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.2
Median Home Price$804,000
Median Household Income$110,000

San Lorenzo, CA — ZIP Code Boundary Map

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Frequently Asked Questions