Fruitvale, Oakland, CA94601

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$548,000
8.8% YoY Growth
Median Household Income
$66,700
42.3% 5-Year Growth
Days on Market
41
7.0% Longer than last year
Home Price Forecast
-2.4%
Median Rent
$1,750
3.4% YoY Growth
1-Bed Rent
$1,590
3.0% YoY Growth
2-Bed Rent
$2,000
4.7% YoY Growth
3-Bed Rent
$2,750
12.8% YoY Growth

Property Listings — Fruitvale, Oakland, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Fruitvale, Oakland, CA is 41. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$599,0002.0%
Listing Count
70-24.0%
Listings as % of Homes0.2%-24.0%
Days on Market
417.0%
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Demographics — Fruitvale, Oakland, CA

As of the latest ACS Survey released in 2023, Fruitvale, Oakland, CA has a population of 52,300, which has remained stable by -0.0% over the past 5 years. Fruitvale, Oakland, CA is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
52,3000.0%
% Under 18
22.9%-6.5%
% Seniors
12.1%36.0%
% WFH
14.8%311.1%
% w/ College Degree
24.0%18.8%
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As of the latest ACS Survey released in 2023, Fruitvale, Oakland, CA is a predominantly hispanic area, with 53.0% of the population identifying as hispanic. The hispanic population has grown by 5.6% in the last 5 years. The second most common race or ethnicity in Fruitvale, Oakland, CA is asian, making up 18.8% of the population. Foreign-born residents account for 39.6% of the population in Fruitvale, Oakland, CA, and this percentage has decreased by 5.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
10.6%9.3%
% Black
13.8%-28.9%
% Hispanic
53.0%5.6%
% Asian
18.8%9.3%
% Foreign Born
39.6%-5.5%
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Mortgage and Risk — Fruitvale, Oakland, CA

According to HUD data as of 2023, there were 267 mortgage originations in Fruitvale, Oakland, CA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Fruitvale, Oakland, CA. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
267
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Fruitvale, Oakland, CA

As of 2024, the percent of homes in Fruitvale, Oakland, CA under the Section 8 program is 18.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Fruitvale, Oakland, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
2,116
Total Units Section 8
2,022
% Rentals under Section 8
18.3%
% Occupied Section 8
81.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$330$1,590$1,920
2 Bedroom$340$2,000$2,340
3 Bedroom$260$2,750$3,010
4 Bedroom$460$3,100$3,560

Affordability — Fruitvale, Oakland, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio9.5
Median Home Price$548,000
Median Household Income$66,700

Fruitvale, Oakland, CA — ZIP Code Boundary Map

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Frequently Asked Questions